Bankruptcy
Top-Ranked Bankruptcy Lawyers in Jacksonville, Florida
Summary
As of November 1, 2026, the top-ranked bankruptcy lawyers in Jacksonville, Florida are Nicholas V Pulignano (LexRank 80.00), Stephen Francis Albee “Steve” (80.00) and Jeffrey Randolph Becker (80.00).
This ranking lists 25 bankruptcy lawyers in Jacksonville, Florida, in order of their LexRank score, calculated from their Florida Bar records and other cited sources. Their experience ranges from 20 to 46 years in practice. 1 of the 25 lists Spanish on their Florida Bar profile.
- Lawyers ranked
- 25
- Fully verified
- 25 of 25
The ranking
Ordered by organic LexRank score; paid placements are labelled and never affect a position. How we rank
- Rank1-No changeNP
Nicholas V Pulignano
Marks Gray, P.A. · Jacksonville, FL
Verified- 45 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #1?
Ranks #1 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank2-No changeSS
Stephen Francis Albee “Steve”
Independent practice · Jacksonville, FL
Verified- 33 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #2?
Ranks #2 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank3-No changeJB
Jeffrey Randolph Becker
Independent practice · Jacksonville, FL
Verified- 37 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #3?
Ranks #3 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank4-No changeRB
Rebeccah Lee Beller
Independent practice · Jacksonville, FL
Verified- 29 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #4?
Ranks #4 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank5-No changeBC
Betsy C Cox
Rogers Towers, P.A. · Jacksonville, FL
Verified- 45 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #5?
Ranks #5 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank6-No changeTE
T Eileen Dolaghan “Eileen”
Independent practice · Jacksonville, FL
Verified- 26 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #6?
Ranks #6 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank7-No changeRJ
Robert William Elrod Jr.
Independent practice · Jacksonville, FL
Verified- 27 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #7?
Ranks #7 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank8-No changeEJ
Edward Pendleton Jackson
Independent practice · Jacksonville, FL
Verified- 46 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #8?
Ranks #8 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank9-No changeCC
Charles Harrison Keller “Chip”
Independent practice · Jacksonville, FL
Verified- 28 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #9?
Ranks #9 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank10-No changeRK
Rehan Naeem Khawaja
Independent practice · Jacksonville, FL
Verified- 31 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #10?
Ranks #10 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank11-No changeSH
Scott Hunter Malin “Hunter”
Independent practice · Jacksonville, FL
Verified- 30 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #11?
Ranks #11 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank12-No changeJM
Jerrett Matthew McConnell
Independent practice · Jacksonville, FL
Verified- 26 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #12?
Ranks #12 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank13-No changeBM
Bryan Keith Mickler
Independent practice · Jacksonville, FL
Verified- 30 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #13?
Ranks #13 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank14-No changeDN
Douglas William Neway
Independent practice · Jacksonville, FL
Verified- 39 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #14?
Ranks #14 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank15-No changeRR
Robert James Perry Jr. “Robert”
Independent practice · Jacksonville, FL
Verified- 34 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #15?
Ranks #15 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank16-No changeGS
Gerald Bernard Stewart
Independent practice · Jacksonville, FL
Verified- 46 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #16?
Ranks #16 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank17-No changeLP
Leanne Perez
Independent practice · Jacksonville, FL
Verified- 24 years experience
- Bankruptcy
- ✓ Bar status verified
78.80LexRankView profileWhy #17?
Ranks #17 with 78.80: strongest in Experience (28.8/30) and Data quality (10/10). 1.20 points behind #16, mostly experience.
Strongest
- Experience 28.8/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
1.20 points behind #16 (Gerald Bernard Stewart): Experience −1.2.
- Rank18-No changeAR
Amanda Clay Rolfe
Independent practice · Jacksonville, FL
Verified- 24 years experience
- Bankruptcy
- ✓ Bar status verified
78.80LexRankView profileWhy #18?
Ranks #18 with 78.80: strongest in Experience (28.8/30) and Data quality (10/10).
Strongest
- Experience 28.8/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
- Rank19-No changeRG
Robert Thomas Geis
Independent practice · Jacksonville, FL
Verified- 38 years experience
- Bankruptcy
- ✓ Bar status verified
78.60LexRankView profileWhy #19?
Ranks #19 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15). 0.20 points behind #18, mostly data quality.
Strongest
- Experience 30/30 (ranking avg 21.9)
- Professional credentials 15/15 (ranking avg 14.9)
0.20 points behind #18 (Amanda Clay Rolfe): Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank20-No changeKL
Kristina Yvonne Lunsford
Independent practice · Jacksonville, FL
Verified- 33 years experience
- Bankruptcy
- ✓ Bar status verified
78.60LexRankView profileWhy #20?
Ranks #20 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Professional credentials 15/15 (ranking avg 14.9)
Not on record (scores 0, never estimated): website.
- Rank21-No changeEM
Easa Ronny Mousa
Independent practice · Jacksonville, FL
Verified- 40 years experience
- Bankruptcy
- ✓ Bar status verified
78.60LexRankView profileWhy #21?
Ranks #21 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Professional credentials 15/15 (ranking avg 14.9)
Not on record (scores 0, never estimated): website.
- Rank22-No changeMS
Miriam LaVern Sumpter-Richard
Independent practice · Jacksonville, FL
Verified- 39 years experience
- Bankruptcy
- ✓ Bar status verified
78.60LexRankView profileWhy #22?
Ranks #22 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 21.9)
- Professional credentials 15/15 (ranking avg 14.9)
Not on record (scores 0, never estimated): website.
- Rank23-No changeCC
Carol Marie Galloway “Carol”
Independent practice · Jacksonville, FL
Verified- 24 years experience
- Bankruptcy
- ✓ Bar status verified
77.40LexRankView profileWhy #23?
Ranks #23 with 77.40: strongest in Experience (28.8/30) and Professional credentials (15/15). 1.20 points behind #22, mostly experience.
Strongest
- Experience 28.8/30 (ranking avg 21.9)
- Professional credentials 15/15 (ranking avg 14.9)
1.20 points behind #22 (Miriam LaVern Sumpter-Richard): Experience −1.2.
Not on record (scores 0, never estimated): website.
- Rank24-No changeDB
David William Barrett
Balch & Bingham, LLP · Jacksonville, FL
Verified- 21 years experience
- Bankruptcy
- ✓ Bar status verified
75.20LexRankView profileWhy #24?
Ranks #24 with 75.20: strongest in Experience (25.2/30) and Data quality (10/10). 2.20 points behind #23, mostly experience.
Strongest
- Experience 25.2/30 (ranking avg 21.9)
- Data quality 10/10 (ranking avg 9.6)
2.20 points behind #23 (Carol Marie Galloway “Carol”): Experience −3.6.
- Rank25-No changeBC
Benjamin Hans Crumley
Independent practice · Jacksonville, FL
Verified- 20 years experience
- Bankruptcy
- ✓ Bar status verified
72.60LexRankView profileWhy #25?
Ranks #25 with 72.60: strongest in Experience (24/30) and Professional credentials (15/15). 2.60 points behind #24, mostly data quality.
Strongest
- Experience 24/30 (ranking avg 21.9)
- Professional credentials 15/15 (ranking avg 14.9)
2.60 points behind #24 (David William Barrett): Data quality −1.4, Experience −1.2.
Not on record (scores 0, never estimated): website.
Data sources behind the scores
Every score on this page is calculated from facts backed by these sources. Each profile shows which source supports which fact and when it was last checked.
- floridabar.org · Official / regulatory · 25 profile pages246 facts for 25 lawyers
Bankruptcy market in Jacksonville
LexRanked tracks 52 lawyers and 7 law firms in bankruptcy law in Jacksonville, Florida. 52 of the lawyers have verified professional data. Data verified October 30, 2026.
- Lawyers
- 52
- Law firms
- 7
- Verified professional data
- 52 of 52
- Average rating
- Withheldtoo few sourced ratings
- Median review count
- Withheldtoo few sourced counts
- Median experience
- 19.5 years52 lawyers
Calculated by LexRanked from its own records on ; data verified . Ratings and review counts count only when backed by a source; figures from fewer than three profiles are withheld. All lawyers in Jacksonville
What sets these Jacksonville lawyers apart
Every lawyer in this ranking has a The Florida Bar license verified as eligible to practice, and every fact shown links to its source. The figures below come from each lawyer's Florida Bar profile.
| Fact about the 25 ranked lawyers | Figure |
|---|---|
| Years in practice | 20 to 46 (median 31) |
| Languages besides English | Spanish (1) |
| License status with The Florida Bar | Eligible to practice, verified for every lawyer |
| Most common law school | University of Florida, Fredric G. Levin College of Law (5 lawyers) |
Who is included in this ranking?
Lawyers eligible to practice in Florida, with a Jacksonville office address and bankruptcy as a practice area on record. It compares 25 bankruptcy lawyers, using only facts with a cited source. The Florida Bar does not board-certify lawyers in bankruptcy, so the practice area is the one each lawyer lists on their Florida Bar profile, which The Florida Bar does not review. How we rank.
Florida rules to know
Bankruptcy is federal law, but Florida decides what property a debtor keeps: filing stops most collection at once, and Florida protects a homestead and a vehicle worth up to $5,000.
| Rule | What it means |
|---|---|
| Automatic stay | Filing a bankruptcy petition stops most collection actions and lawsuits against the debtor (11 U.S.C. § 362(a)) |
| Credit counseling | An individual must take a budget and credit counseling briefing from an approved agency within the 180 days before filing (11 U.S.C. § 109(h)) |
| Repeat Chapter 7 | No Chapter 7 discharge if the debtor received one in a case filed within the previous 8 years (11 U.S.C. § 727(a)(8)) |
| Chapter 13 plan | A repayment plan runs for at most 5 years (11 U.S.C. § 1322(d)) |
| Meeting of creditors | The U.S. trustee holds a meeting of creditors in every case (11 U.S.C. § 341) |
| Florida homestead | A home is protected up to one-half acre inside a city or 160 acres outside one (Fla. Const. art. X, § 4) |
| Florida vehicle and property | A vehicle up to $5,000, and other personal property up to $4,000 if no homestead exemption is claimed (Fla. Stat. § 222.25) |
| Court | Where cases are heard |
|---|---|
| State court circuit | Duval County is in Florida's Fourth Judicial Circuit |
How to choose among these lawyers
Confirm the license, ask who will handle your matter, and get the fee terms in writing before you sign.
- Look up the lawyer in The Florida Bar's directory and check the bar number shown on their LexRanked profile.
- Ask whether the lawyer you meet will handle your matter personally, and how many matters like yours they have handled recently.
- Ask how they charge and what costs are extra, and get the agreement in writing.
- If you prefer to work in another language, check the languages listed on each profile.
Further reading
Sources for the rules above
- The Florida Bar: member directory (license, certification, languages, admission dates)
- The Florida Bar News: Board certification continues to set Florida lawyers apart (July 2026)
- 11 U.S.C. § 362 (automatic stay)
- 11 U.S.C. § 109 (who may be a debtor; credit counseling)
- 11 U.S.C. § 727 (Chapter 7 discharge)
- 11 U.S.C. § 1322 (contents of a Chapter 13 plan)
- 11 U.S.C. § 341 (meetings of creditors)
- Constitution of the State of Florida, article X, section 4 (homestead)
- Florida Statutes, section 222.25 (personal property exemptions)
- 11 U.S.C. § 522 (exemptions; homestead cap)
Frequently asked questions
Does filing bankruptcy stop collection calls and lawsuits?
Yes, in most cases. Under 11 U.S.C. § 362(a), filing the petition stops most collection actions and lawsuits against the debtor at once, with the exceptions the statute lists.
Do I need credit counseling before filing bankruptcy?
Yes. An individual must receive a budget and credit counseling briefing from an approved nonprofit agency within the 180 days before filing, under 11 U.S.C. § 109(h), unless an exception applies.
Can I keep my house if I file bankruptcy in Florida?
Florida protects a homestead from forced sale up to one-half acre inside a city or 160 acres outside one (Fla. Const. art. X, § 4). In bankruptcy, federal law caps the protection for home equity acquired in the 1,215 days before filing (11 U.S.C. § 522(p)), so ask a lawyer about your dates.
How often can I file Chapter 7?
A Chapter 7 discharge is denied if you received one in a case filed within the previous 8 years (11 U.S.C. § 727(a)(8)).
How long does a Chapter 13 plan last?
At most 5 years. A debtor whose income is below the Florida median usually has a 3-year plan, which the court may extend to 5 years for cause (11 U.S.C. § 1322(d)).
Which court handles cases in Jacksonville?
State court cases in Duval County are heard in Florida's Fourth Judicial Circuit. Bankruptcy cases are filed in the U.S. Bankruptcy Court for the federal district that includes the county instead.
Are there Spanish-speaking bankruptcy lawyers in Jacksonville?
Yes. 1 of the 25 ranked lawyers lists Spanish on their Florida Bar profile. Each LexRanked profile shows the languages on record.
How is this ranking ordered?
By the LexRank score, calculated only from facts with a cited source: experience, practice-area relevance, awards on record such as board certification, professional credentials, data quality and location. Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Payment never changes a position.
Do client reviews affect the LexRank score?
Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Reviews are shown on profiles for information only, and Reputation counts only awards on record, such as board certification. How we rank
Which lawyers are verified?
25 of the 25 ranked lawyers have fully verified profiles: Nicholas V Pulignano, Stephen Francis Albee “Steve”, Jeffrey Randolph Becker, Rebeccah Lee Beller and Betsy C Cox and others.
Which lawyers speak Spanish?
6 of the 52 lawyers in this ranking have it on record, 6 confirmed by a verified fact or an official record. They are ranked separately by the same LexRank score. Top-Ranked Spanish-Speaking Bankruptcy Lawyers in Jacksonville, Florida
About this ranking
- Last updated
- Methodology
- LexRank v1.2 - deterministic, reproducible scoring
- Editorial review
- LexRanked editorial team,
- Independence
- Positions are never sold. Paid placements, if any, are labelled and do not affect scores.
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