Bankruptcy
Top-Ranked Bankruptcy Lawyers in Stuart, Florida
Summary
As of November 1, 2026, the top-ranked bankruptcy lawyers in Stuart, Florida are Cristina Maria Rubio (LexRank 80.00), Daryl Krauza (80.00) and Joseph Anthony Murphy III (78.60).
This ranking lists 10 bankruptcy lawyers in Stuart, Florida, in order of their LexRank score, calculated from their Florida Bar records and other cited sources. Their experience ranges from 12 to 48 years in practice. 1 of the 10 lists Spanish on their Florida Bar profile.
- Lawyers ranked
- 10
- Fully verified
- 10 of 10
The ranking
Ordered by organic LexRank score; paid placements are labelled and never affect a position. How we rank
- Rank1-No changeCR
Cristina Maria Rubio
Independent practice · Stuart, FL
Verified- 29 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #1?
Ranks #1 with 80.00: strongest in Practice-area relevance (20/20) and Experience (30/30).
Strongest
- Practice-area relevance 20/20 (ranking avg 17)
- Experience 30/30 (ranking avg 26.9)
- Rank2-No changeDK
Daryl Krauza
Independent practice · Stuart, FL
Verified- 28 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #2?
Ranks #2 with 80.00: strongest in Practice-area relevance (20/20) and Experience (30/30).
Strongest
- Practice-area relevance 20/20 (ranking avg 17)
- Experience 30/30 (ranking avg 26.9)
- Rank3-No changeJI
Joseph Anthony Murphy III
Independent practice · Stuart, FL
Verified- 38 years experience
- Bankruptcy
- ✓ Bar status verified
78.60LexRankView profileWhy #3?
Ranks #3 with 78.60: strongest in Practice-area relevance (20/20) and Experience (30/30). 1.40 points behind #2, mostly data quality.
Strongest
- Practice-area relevance 20/20 (ranking avg 17)
- Experience 30/30 (ranking avg 26.9)
1.40 points behind #2 (Daryl Krauza): Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank4-No changeCC
Chad Steven Paiva “Chad”
Independent practice · Stuart, FL
Verified- 37 years experience
- Bankruptcy
- ✓ Bar status verified
78.60LexRankView profileWhy #4?
Ranks #4 with 78.60: strongest in Practice-area relevance (20/20) and Experience (30/30).
Strongest
- Practice-area relevance 20/20 (ranking avg 17)
- Experience 30/30 (ranking avg 26.9)
Not on record (scores 0, never estimated): website.
- Rank5-No changeEK
Erin D Kirkwood
Independent practice · Stuart, FL
Verified- 31 years experience
- Bankruptcy · Probate Litigation
- ✓ Bar status verified
75.00LexRankView profileWhy #5?
Ranks #5 with 75.00: strongest in Experience (30/30) and Data quality (10/10). 3.60 points behind #4, mostly practice-area relevance.
Strongest
- Experience 30/30 (ranking avg 26.9)
- Data quality 10/10 (ranking avg 9.3)
3.60 points behind #4 (Chad Steven Paiva “Chad”): Practice-area relevance −5.
- Rank6-No changeED
E Christopher Desantis
Independent practice · Stuart, FL
Verified- 48 years experience
- Bankruptcy · Consumer Protection
- ✓ Bar status verified
73.60LexRankView profileWhy #6?
Ranks #6 with 73.60: strongest in Experience (30/30) and Professional credentials (15/15). 1.40 points behind #5, mostly data quality.
Strongest
- Experience 30/30 (ranking avg 26.9)
- Professional credentials 15/15 (ranking avg 15)
1.40 points behind #5 (Erin D Kirkwood): Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank7-No changeJA
John J Anastasio
Independent practice · Stuart, FL
Verified- 38 years experience
- Bankruptcy · Civil Rights
- ✓ Bar status verified
71.10LexRankView profileWhy #7?
Ranks #7 with 71.10: strongest in Experience (30/30) and Professional credentials (15/15); held back by Practice-area relevance (12.5/20). 2.50 points behind #6, mostly practice-area relevance.
Strongest
- Experience 30/30 (ranking avg 26.9)
- Professional credentials 15/15 (ranking avg 15)
Held back by
- Practice-area relevance 12.5/20 (ranking avg 17)
2.50 points behind #6 (E Christopher Desantis): Practice-area relevance −2.5.
Not on record (scores 0, never estimated): website.
- Rank8-No changeRF
Randall Anthony Fischer
Independent practice · Stuart, FL
Verified- 18 years experience
- Bankruptcy · Environmental
- ✓ Bar status verified
66.60LexRankView profileWhy #8?
Ranks #8 with 66.60: strongest in Data quality (10/10) and Professional credentials (15/15); held back by Experience (21.6/30). 4.50 points behind #7, mostly experience.
Strongest
- Data quality 10/10 (ranking avg 9.3)
- Professional credentials 15/15 (ranking avg 15)
Held back by
- Experience 21.6/30 (ranking avg 26.9)
4.50 points behind #7 (John J Anastasio): Experience −8.4.
- Rank9-No changeWT
W Scott Turnbull
Independent practice · Stuart, FL
Verified- 19 years experience
- Bankruptcy · Insurance
- ✓ Bar status verified
65.30LexRankView profileWhy #9?
Ranks #9 with 65.30: strongest in Data quality (10/10) and Professional credentials (15/15); held back by Practice-area relevance (12.5/20). 1.30 points behind #8, mostly practice-area relevance.
Strongest
- Data quality 10/10 (ranking avg 9.3)
- Professional credentials 15/15 (ranking avg 15)
Held back by
- Practice-area relevance 12.5/20 (ranking avg 17)
1.30 points behind #8 (Randall Anthony Fischer): Practice-area relevance −2.5.
- Rank10-No changeAT
Anthony Kenneth Bostwick “Tony”
Independent practice · Stuart, FL
Verified- 12 years experience
- Bankruptcy
- ✓ Bar status verified
63.00LexRankView profileWhy #10?
Ranks #10 with 63.00: strongest in Practice-area relevance (20/20) and Professional credentials (15/15); held back by Experience (14.4/30). 2.30 points behind #9, mostly experience.
Strongest
- Practice-area relevance 20/20 (ranking avg 17)
- Professional credentials 15/15 (ranking avg 15)
Held back by
- Experience 14.4/30 (ranking avg 26.9)
2.30 points behind #9 (W Scott Turnbull): Experience −8.4, Data quality −1.4.
Not on record (scores 0, never estimated): website.
Data sources behind the scores
Every score on this page is calculated from facts backed by these sources. Each profile shows which source supports which fact and when it was last checked.
- floridabar.org · Official / regulatory · 10 profile pages97 facts for 10 lawyers
Bankruptcy market in Stuart
LexRanked tracks 10 lawyers in bankruptcy law in Stuart, Florida. 10 of the lawyers have verified professional data. Data verified October 30, 2026.
- Lawyers
- 10
- Law firms
- 0
- Verified professional data
- 10 of 10
- Average rating
- Withheldtoo few sourced ratings
- Median review count
- Withheldtoo few sourced counts
- Median experience
- 30 years10 lawyers
Calculated by LexRanked from its own records on ; data verified . Ratings and review counts count only when backed by a source; figures from fewer than three profiles are withheld. All lawyers in Stuart
What sets these Stuart lawyers apart
Every lawyer in this ranking has a The Florida Bar license verified as eligible to practice, and every fact shown links to its source. The figures below come from each lawyer's Florida Bar profile.
| Fact about the 10 ranked lawyers | Figure |
|---|---|
| Years in practice | 12 to 48 (median 30) |
| Languages besides English | Spanish (1) |
| License status with The Florida Bar | Eligible to practice, verified for every lawyer |
| Most common law school | University of Detroit Mercy School of Law (2 lawyers) |
Who is included in this ranking?
Lawyers eligible to practice in Florida, with a Stuart office address and bankruptcy as a practice area on record. It compares 10 bankruptcy lawyers, using only facts with a cited source. The Florida Bar does not board-certify lawyers in bankruptcy, so the practice area is the one each lawyer lists on their Florida Bar profile, which The Florida Bar does not review. How we rank.
Florida rules to know
Bankruptcy is federal law, but Florida decides what property a debtor keeps: filing stops most collection at once, and Florida protects a homestead and a vehicle worth up to $5,000.
| Rule | What it means |
|---|---|
| Automatic stay | Filing a bankruptcy petition stops most collection actions and lawsuits against the debtor (11 U.S.C. § 362(a)) |
| Credit counseling | An individual must take a budget and credit counseling briefing from an approved agency within the 180 days before filing (11 U.S.C. § 109(h)) |
| Repeat Chapter 7 | No Chapter 7 discharge if the debtor received one in a case filed within the previous 8 years (11 U.S.C. § 727(a)(8)) |
| Chapter 13 plan | A repayment plan runs for at most 5 years (11 U.S.C. § 1322(d)) |
| Meeting of creditors | The U.S. trustee holds a meeting of creditors in every case (11 U.S.C. § 341) |
| Florida homestead | A home is protected up to one-half acre inside a city or 160 acres outside one (Fla. Const. art. X, § 4) |
| Florida vehicle and property | A vehicle up to $5,000, and other personal property up to $4,000 if no homestead exemption is claimed (Fla. Stat. § 222.25) |
| Court | Where cases are heard |
|---|---|
| State court circuit | Martin County is in Florida's Nineteenth Judicial Circuit |
How to choose among these lawyers
Confirm the license, ask who will handle your matter, and get the fee terms in writing before you sign.
- Look up the lawyer in The Florida Bar's directory and check the bar number shown on their LexRanked profile.
- Ask whether the lawyer you meet will handle your matter personally, and how many matters like yours they have handled recently.
- Ask how they charge and what costs are extra, and get the agreement in writing.
- If you prefer to work in another language, check the languages listed on each profile.
Further reading
Sources for the rules above
- The Florida Bar: member directory (license, certification, languages, admission dates)
- The Florida Bar News: Board certification continues to set Florida lawyers apart (July 2026)
- 11 U.S.C. § 362 (automatic stay)
- 11 U.S.C. § 109 (who may be a debtor; credit counseling)
- 11 U.S.C. § 727 (Chapter 7 discharge)
- 11 U.S.C. § 1322 (contents of a Chapter 13 plan)
- 11 U.S.C. § 341 (meetings of creditors)
- Constitution of the State of Florida, article X, section 4 (homestead)
- Florida Statutes, section 222.25 (personal property exemptions)
- 11 U.S.C. § 522 (exemptions; homestead cap)
Frequently asked questions
Does filing bankruptcy stop collection calls and lawsuits?
Yes, in most cases. Under 11 U.S.C. § 362(a), filing the petition stops most collection actions and lawsuits against the debtor at once, with the exceptions the statute lists.
Do I need credit counseling before filing bankruptcy?
Yes. An individual must receive a budget and credit counseling briefing from an approved nonprofit agency within the 180 days before filing, under 11 U.S.C. § 109(h), unless an exception applies.
Can I keep my house if I file bankruptcy in Florida?
Florida protects a homestead from forced sale up to one-half acre inside a city or 160 acres outside one (Fla. Const. art. X, § 4). In bankruptcy, federal law caps the protection for home equity acquired in the 1,215 days before filing (11 U.S.C. § 522(p)), so ask a lawyer about your dates.
How often can I file Chapter 7?
A Chapter 7 discharge is denied if you received one in a case filed within the previous 8 years (11 U.S.C. § 727(a)(8)).
How long does a Chapter 13 plan last?
At most 5 years. A debtor whose income is below the Florida median usually has a 3-year plan, which the court may extend to 5 years for cause (11 U.S.C. § 1322(d)).
Which court handles cases in Stuart?
State court cases in Martin County are heard in Florida's Nineteenth Judicial Circuit. Bankruptcy cases are filed in the U.S. Bankruptcy Court for the federal district that includes the county instead.
Are there Spanish-speaking bankruptcy lawyers in Stuart?
Yes. 1 of the 10 ranked lawyers lists Spanish on their Florida Bar profile. Each LexRanked profile shows the languages on record.
How is this ranking ordered?
By the LexRank score, calculated only from facts with a cited source: experience, practice-area relevance, awards on record such as board certification, professional credentials, data quality and location. Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Payment never changes a position.
Do client reviews affect the LexRank score?
Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Reviews are shown on profiles for information only, and Reputation counts only awards on record, such as board certification. How we rank
Which lawyers are verified?
10 of the 10 ranked lawyers have fully verified profiles: Cristina Maria Rubio, Daryl Krauza, Joseph Anthony Murphy III, Chad Steven Paiva “Chad” and Erin D Kirkwood and others.
About this ranking
- Last updated
- Methodology
- LexRank v1.2 - deterministic, reproducible scoring
- Editorial review
- LexRanked editorial team,
- Independence
- Positions are never sold. Paid placements, if any, are labelled and do not affect scores.
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