Bankruptcy
Top-Ranked Bankruptcy Lawyers in St. Augustine, Florida
Summary
As of November 1, 2026, the top-ranked bankruptcy lawyers in St. Augustine, Florida are Nina M LaFleur (LexRank 80.00), Ryan Michael Albaugh (75.20) and Thomas Frederick Walker (74.00).
This ranking lists 5 bankruptcy lawyers in St. Augustine, Florida, in order of their LexRank score, calculated from their Florida Bar records and other cited sources. Their experience ranges from 15 to 29 years in practice.
- Lawyers ranked
- 5
- Fully verified
- 5 of 5
The ranking
Ordered by organic LexRank score; paid placements are labelled and never affect a position. How we rank
- Rank1-No changeNL
Nina M LaFleur
Independent practice · St. Augustine, FL
Verified- 29 years experience
- Bankruptcy
- ✓ Bar status verified
80.00LexRankView profileWhy #1?
Ranks #1 with 80.00: strongest in Experience (30/30) and Practice-area relevance (20/20).
Strongest
- Experience 30/30 (ranking avg 24.2)
- Practice-area relevance 20/20 (ranking avg 18.7)
- Rank2-No changeRA
Ryan Michael Albaugh
Independent practice · St. Augustine, FL
Verified- 21 years experience
- Bankruptcy
- ✓ Bar status verified
75.20LexRankView profileWhy #2?
Ranks #2 with 75.20: strongest in Practice-area relevance (20/20) and Professional credentials (15/15). 4.80 points behind #1, mostly experience.
Strongest
- Practice-area relevance 20/20 (ranking avg 18.7)
- Professional credentials 15/15 (ranking avg 14.3)
4.80 points behind #1 (Nina M LaFleur): Experience −4.8.
- Rank3-No changeTW
Thomas Frederick Walker
Independent practice · St. Augustine, FL
Verified- 20 years experience
- Bankruptcy
- ✓ Bar status verified
74.00LexRankView profileWhy #3?
Ranks #3 with 74.00: strongest in Practice-area relevance (20/20) and Professional credentials (15/15). 1.20 points behind #2, mostly experience.
Strongest
- Practice-area relevance 20/20 (ranking avg 18.7)
- Professional credentials 15/15 (ranking avg 14.3)
1.20 points behind #2 (Ryan Michael Albaugh): Experience −1.2.
- Rank4-No changeJJ
Jay Ryan Shearer “Jay”
Independent practice · St. Augustine, FL
Verified- 15 years experience
- Bankruptcy
- ✓ Bar status verified
68.00LexRankView profileWhy #4?
Ranks #4 with 68.00: strongest in Practice-area relevance (20/20) and Professional credentials (15/15); held back by Experience (18/30). 6.00 points behind #3, mostly experience.
Strongest
- Practice-area relevance 20/20 (ranking avg 18.7)
- Professional credentials 15/15 (ranking avg 14.3)
Held back by
- Experience 18/30 (ranking avg 24.2)
6.00 points behind #3 (Thomas Frederick Walker): Experience −6.
- Rank5-No changePP
Paras J Desai “Paris”
Independent practice · St. Augustine, FL
Verified- 20 years experience
- Bankruptcy · Consumer Protection
- ✓ Bar status verified
63.58LexRankView profileWhy #5?
Ranks #5 with 63.58: strongest in Data quality (10/10) and Local relevance (5/5); held back by Practice-area relevance (13.3/20). 4.42 points behind #4, mostly practice-area relevance.
Strongest
- Data quality 10/10 (ranking avg 10)
- Local relevance 5/5 (ranking avg 5)
Held back by
- Practice-area relevance 13.3/20 (ranking avg 18.7)
4.42 points behind #4 (Jay Ryan Shearer “Jay”): Practice-area relevance −6.7, Professional credentials −3.8.
Data sources behind the scores
Every score on this page is calculated from facts backed by these sources. Each profile shows which source supports which fact and when it was last checked.
- floridabar.org · Official / regulatory · 5 profile pages52 facts for 5 lawyers
Bankruptcy market in St. Augustine
LexRanked tracks 5 lawyers in bankruptcy law in St. Augustine, Florida. 5 of the lawyers have verified professional data. Data verified October 30, 2026.
- Lawyers
- 5
- Law firms
- 0
- Verified professional data
- 5 of 5
- Average rating
- Withheldtoo few sourced ratings
- Median review count
- Withheldtoo few sourced counts
- Median experience
- 20 years5 lawyers
Calculated by LexRanked from its own records on ; data verified . Ratings and review counts count only when backed by a source; figures from fewer than three profiles are withheld. All lawyers in St. Augustine
What sets these St. Augustine lawyers apart
Every lawyer in this ranking has a The Florida Bar license verified as eligible to practice, and every fact shown links to its source. The figures below come from each lawyer's Florida Bar profile.
| Fact about the 5 ranked lawyers | Figure |
|---|---|
| Years in practice | 15 to 29 (median 20) |
| License status with The Florida Bar | Eligible to practice, verified for every lawyer |
Who is included in this ranking?
Lawyers eligible to practice in Florida, with a St. Augustine office address and bankruptcy as a practice area on record. It compares 5 bankruptcy lawyers, using only facts with a cited source. The Florida Bar does not board-certify lawyers in bankruptcy, so the practice area is the one each lawyer lists on their Florida Bar profile, which The Florida Bar does not review. How we rank.
Florida rules to know
Bankruptcy is federal law, but Florida decides what property a debtor keeps: filing stops most collection at once, and Florida protects a homestead and a vehicle worth up to $5,000.
| Rule | What it means |
|---|---|
| Automatic stay | Filing a bankruptcy petition stops most collection actions and lawsuits against the debtor (11 U.S.C. § 362(a)) |
| Credit counseling | An individual must take a budget and credit counseling briefing from an approved agency within the 180 days before filing (11 U.S.C. § 109(h)) |
| Repeat Chapter 7 | No Chapter 7 discharge if the debtor received one in a case filed within the previous 8 years (11 U.S.C. § 727(a)(8)) |
| Chapter 13 plan | A repayment plan runs for at most 5 years (11 U.S.C. § 1322(d)) |
| Meeting of creditors | The U.S. trustee holds a meeting of creditors in every case (11 U.S.C. § 341) |
| Florida homestead | A home is protected up to one-half acre inside a city or 160 acres outside one (Fla. Const. art. X, § 4) |
| Florida vehicle and property | A vehicle up to $5,000, and other personal property up to $4,000 if no homestead exemption is claimed (Fla. Stat. § 222.25) |
| Court | Where cases are heard |
|---|---|
| State court circuit | St. Johns County is in Florida's Seventh Judicial Circuit |
How to choose among these lawyers
Confirm the license, ask who will handle your matter, and get the fee terms in writing before you sign.
- Look up the lawyer in The Florida Bar's directory and check the bar number shown on their LexRanked profile.
- Ask whether the lawyer you meet will handle your matter personally, and how many matters like yours they have handled recently.
- Ask how they charge and what costs are extra, and get the agreement in writing.
Further reading
Sources for the rules above
- The Florida Bar: member directory (license, certification, languages, admission dates)
- The Florida Bar News: Board certification continues to set Florida lawyers apart (July 2026)
- 11 U.S.C. § 362 (automatic stay)
- 11 U.S.C. § 109 (who may be a debtor; credit counseling)
- 11 U.S.C. § 727 (Chapter 7 discharge)
- 11 U.S.C. § 1322 (contents of a Chapter 13 plan)
- 11 U.S.C. § 341 (meetings of creditors)
- Constitution of the State of Florida, article X, section 4 (homestead)
- Florida Statutes, section 222.25 (personal property exemptions)
- 11 U.S.C. § 522 (exemptions; homestead cap)
Frequently asked questions
Does filing bankruptcy stop collection calls and lawsuits?
Yes, in most cases. Under 11 U.S.C. § 362(a), filing the petition stops most collection actions and lawsuits against the debtor at once, with the exceptions the statute lists.
Do I need credit counseling before filing bankruptcy?
Yes. An individual must receive a budget and credit counseling briefing from an approved nonprofit agency within the 180 days before filing, under 11 U.S.C. § 109(h), unless an exception applies.
Can I keep my house if I file bankruptcy in Florida?
Florida protects a homestead from forced sale up to one-half acre inside a city or 160 acres outside one (Fla. Const. art. X, § 4). In bankruptcy, federal law caps the protection for home equity acquired in the 1,215 days before filing (11 U.S.C. § 522(p)), so ask a lawyer about your dates.
How often can I file Chapter 7?
A Chapter 7 discharge is denied if you received one in a case filed within the previous 8 years (11 U.S.C. § 727(a)(8)).
How long does a Chapter 13 plan last?
At most 5 years. A debtor whose income is below the Florida median usually has a 3-year plan, which the court may extend to 5 years for cause (11 U.S.C. § 1322(d)).
Which court handles cases in St. Augustine?
State court cases in St. Johns County are heard in Florida's Seventh Judicial Circuit. Bankruptcy cases are filed in the U.S. Bankruptcy Court for the federal district that includes the county instead.
How is this ranking ordered?
By the LexRank score, calculated only from facts with a cited source: experience, practice-area relevance, awards on record such as board certification, professional credentials, data quality and location. Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Payment never changes a position.
Do client reviews affect the LexRank score?
Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Reviews are shown on profiles for information only, and Reputation counts only awards on record, such as board certification. How we rank
Which lawyers are verified?
5 of the 5 ranked lawyers have fully verified profiles: Nina M LaFleur, Ryan Michael Albaugh, Thomas Frederick Walker, Jay Ryan Shearer “Jay” and Paras J Desai “Paris”.
What is the difference between the top two lawyers?
Nina M LaFleur scores 80.00 and Ryan Michael Albaugh 75.20, a gap of 4.80 points, mostly in experience. Compare them side by side
About this ranking
- Last updated
- Methodology
- LexRank v1.2 - deterministic, reproducible scoring
- Editorial review
- LexRanked editorial team,
- Independence
- Positions are never sold. Paid placements, if any, are labelled and do not affect scores.
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