Insurance · Spanish-speaking
Top-Ranked Spanish-Speaking Insurance Lawyers in Winter Park, Florida
Summary
As of November 1, 2026, the top-ranked Spanish-speaking insurance lawyers in Winter Park, Florida are Nina Jacobs (LexRank 78.80), Kim Michael Cullen (75.00) and Benjamin Webster Newman (75.00).
This ranking lists 5 insurance lawyers in Winter Park, Florida, whose Florida Bar profile lists Spanish, in order of their LexRank score, calculated from their Florida Bar records and other cited sources. Their experience ranges from 5 to 33 years in practice.
- Lawyers ranked
- 5
- Fully verified
- 5 of 5
The ranking
Ordered by organic LexRank score; paid placements are labelled and never affect a position. How we rank
Who is included: only lawyers whose sourced records list spanish among their languages: 5 of the 26 in Top-Ranked Insurance Lawyers in Winter Park, Florida, 5 of them confirmed by a verified fact or an official record such as the state bar profile. Scores are the same LexRank scores; the context selects who is ranked and never changes a score.
- Rank1-No changeNJ
Nina Jacobs
Independent practice · Winter Park, FL
Verified- Speaks Spanish · sourced
- Insurance
- 24 years experience
78.80LexRankView profileWhy #1?
Ranks #1 with 78.80: strongest in Practice-area relevance (20/20) and Experience (28.8/30).
Strongest
- Practice-area relevance 20/20 (ranking avg 16.5)
- Experience 28.8/30 (ranking avg 25.0)
- Rank2-No changeKC
Kim Michael Cullen
Independent practice · Winter Park, FL
Verified- Speaks Spanish · sourced
- Insurance · Product Liability
- 33 years experience
75.00LexRankView profileWhy #2?
Ranks #2 with 75.00: strongest in Experience (30/30) and Data quality (10/10). 3.80 points behind #1, mostly practice-area relevance.
Strongest
- Experience 30/30 (ranking avg 25.0)
- Data quality 10/10 (ranking avg 9.7)
3.80 points behind #1 (Nina Jacobs): Practice-area relevance −5.
- Rank3-No changeBN
Benjamin Webster Newman
Independent practice · Winter Park, FL
Verified- Speaks Spanish · sourced
- Insurance · Medical Malpractice
- 32 years experience
75.00LexRankView profileWhy #3?
Ranks #3 with 75.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 25.0)
- Data quality 10/10 (ranking avg 9.7)
- Rank4-No changeJJ
Jeffrey T. Donner “Jeff”
Independent practice · Winter Park, FL
Verified- Speaks Spanish · sourced
- Bankruptcy · Environmental
- 27 years experience
72.50LexRankView profileWhy #4?
Ranks #4 with 72.50: strongest in Experience (30/30) and Data quality (10/10); held back by Practice-area relevance (12.5/20). 2.50 points behind #3, mostly practice-area relevance.
Strongest
- Experience 30/30 (ranking avg 25.0)
- Data quality 10/10 (ranking avg 9.7)
Held back by
- Practice-area relevance 12.5/20 (ranking avg 16.5)
2.50 points behind #3 (Benjamin Webster Newman): Practice-area relevance −2.5.
- Rank5-No changeSL
Stephanie Nicole Lopez-Rivera
Independent practice · Winter Park, FL
Verified- Speaks Spanish · sourced
- Insurance
- 5 years experience
54.60LexRankView profileWhy #5?
Ranks #5 with 54.60: strongest in Practice-area relevance (20/20) and Professional credentials (15/15); held back by Experience (6/30). 17.90 points behind #4, mostly experience.
Strongest
- Practice-area relevance 20/20 (ranking avg 16.5)
- Professional credentials 15/15 (ranking avg 15)
Held back by
- Experience 6/30 (ranking avg 25.0)
17.90 points behind #4 (Jeffrey T. Donner “Jeff”): Experience −24, Data quality −1.4.
Not on record (scores 0, never estimated): website.
Data sources behind the scores
Every score on this page is calculated from facts backed by these sources. Each profile shows which source supports which fact and when it was last checked.
- floridabar.org · Official / regulatory · 5 profile pages54 facts for 5 lawyers
Insurance market in Winter Park
LexRanked tracks 26 lawyers in insurance law in Winter Park, Florida. 26 of the lawyers have verified professional data. Data verified October 30, 2026.
- Lawyers
- 26
- Law firms
- 0
- Verified professional data
- 26 of 26
- Average rating
- Withheldtoo few sourced ratings
- Median review count
- Withheldtoo few sourced counts
- Median experience
- 24.5 years26 lawyers
Calculated by LexRanked from its own records on ; data verified . Ratings and review counts count only when backed by a source; figures from fewer than three profiles are withheld. All lawyers in Winter Park
What sets these Winter Park Spanish-speaking lawyers apart
Every lawyer in this ranking has a The Florida Bar license verified as eligible to practice, and every fact shown links to its source. The figures below come from each lawyer's Florida Bar profile.
| Fact about the 5 ranked lawyers | Figure |
|---|---|
| Years in practice | 5 to 33 (median 27) |
| Languages besides English | Spanish (5) |
| License status with The Florida Bar | Eligible to practice, verified for every lawyer |
| Most common law school | University of Miami School of Law (2 lawyers) |
Who is included in this ranking?
Lawyers eligible to practice in Florida, with a Winter Park office address and insurance as a practice area on record, whose Florida Bar profile lists Spanish among the languages they speak. It compares 5 Spanish-speaking insurance lawyers, using only facts with a cited source. The Florida Bar does not board-certify lawyers in insurance, so the practice area is the one each lawyer lists on their Florida Bar profile, which The Florida Bar does not review. How we rank.
Whatever language they speak: the full ranking of insurance lawyers in Winter Park.
Working with a Spanish-speaking lawyer
You can discuss your case, documents and fees directly in Spanish, but court hearings and filings in Florida are in English.
- Ask whether the lawyer will speak with you in Spanish personally or through bilingual staff.
- Ask for the fee agreement and key letters in Spanish as well as English, so you know exactly what you sign.
- When a witness cannot understand or speak English well enough, the judge has a qualified interpreter sworn in (section 90.606, Florida Statutes).
Florida rules to know
A Florida homeowner must give the insurer notice of a property insurance claim within 1 year after the date of loss, and a lawsuit for breach of the policy must be filed within 5 years of the loss.
| Rule | What it means |
|---|---|
| Notice of a property claim | A new or reopened claim is barred unless notice reaches the insurer within 1 year after the date of loss; a supplemental claim within 18 months (Fla. Stat. § 627.70132(2)) |
| Hurricane date of loss | For hurricanes and other weather events, the date of loss is the landfall date or the date NOAA verifies the event (§ 627.70132(3)) |
| Insurer response | The insurer must acknowledge a claim communication within 7 days and pay or deny a property claim within 60 days after notice (§ 627.70131(1) and (7)) |
| Lawsuit deadline | 5 years from the date of loss for breach of a property insurance contract (§ 95.11(2)(e)) |
| Bad faith | An insured may sue an insurer that did not attempt in good faith to settle a claim, after 60 days written notice to the Department of Financial Services and the insurer (§ 624.155) |
| Court | Where cases are heard |
|---|---|
| State court circuit | Orange County is in Florida's Ninth Judicial Circuit |
How to choose among these lawyers
Confirm the license, ask who will handle your matter, and get the fee terms in writing before you sign.
- Look up the lawyer in The Florida Bar's directory and check the bar number shown on their LexRanked profile.
- Ask whether the lawyer you meet will handle your matter personally, and how many matters like yours they have handled recently.
- Ask how they charge and what costs are extra, and get the agreement in writing.
Further reading
Sources for the rules above
- The Florida Bar: member directory (license, certification, languages, admission dates)
- The Florida Bar News: Board certification continues to set Florida lawyers apart (July 2026)
- Florida Statutes, section 627.70132 (notice of property insurance claim)
- Florida Statutes, section 627.70131 (insurer duties on claims)
- Florida Statutes, section 95.11 (limitations of actions)
- Florida Statutes, section 624.155 (civil remedy)
- Florida Statutes, section 90.606: interpreters and translators
Frequently asked questions
How long do I have to report a property insurance claim in Florida?
1 year after the date of loss for a new or reopened claim, and 18 months for a supplemental claim (section 627.70132). For a hurricane, the date of loss is the date it made landfall.
How long does my insurer have to pay or deny a claim?
60 days after it receives notice of the claim, unless factors beyond its control prevent it (section 627.70131(7)).
What is a civil remedy notice?
A written notice on a Department of Financial Services form that must be filed 60 days before a bad-faith lawsuit under section 624.155. No suit lies if the insurer pays or corrects the problem within those 60 days.
How long do I have to sue my insurance company?
5 years from the date of loss for breach of a property insurance contract (section 95.11(2)(e)), but the claim itself must first be reported within 1 year.
Which court handles cases in Winter Park?
State court cases in Orange County are heard in Florida's Ninth Judicial Circuit.
How do I know a lawyer really speaks Spanish?
Every lawyer here lists Spanish on their Florida Bar profile, which LexRanked checked in November 2026. Ask at the first call whether the lawyer will handle your matter in Spanish personally.
Will my court hearing be in Spanish?
No. Court proceedings in Florida are held in English. When a witness cannot understand or speak English well enough, the judge has a qualified interpreter sworn in (section 90.606, Florida Statutes).
How is this ranking ordered?
By the LexRank score, calculated only from facts with a cited source: experience, practice-area relevance, awards on record such as board certification, professional credentials, data quality and location. Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Payment never changes a position.
Do client reviews affect the LexRank score?
Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Reviews are shown on profiles for information only, and Reputation counts only awards on record, such as board certification. How we rank
Which lawyers are verified?
5 of the 5 ranked lawyers have fully verified profiles: Nina Jacobs, Kim Michael Cullen, Benjamin Webster Newman, Jeffrey T. Donner “Jeff” and Stephanie Nicole Lopez-Rivera.
What is the difference between the top two lawyers?
Nina Jacobs scores 78.80 and Kim Michael Cullen 75.00, a gap of 3.80 points, mostly in practice-area relevance. Compare them side by side
About this ranking
- Last updated
- Methodology
- LexRank v1.2 - deterministic, reproducible scoring
- Editorial review
- LexRanked editorial team,
- Independence
- Positions are never sold. Paid placements, if any, are labelled and do not affect scores.
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