Insurance · Spanish-speaking
Top-Ranked Spanish-Speaking Insurance Lawyers in Tampa, Florida
Summary
As of October 31, 2026, the top-ranked Spanish-speaking insurance lawyers in Tampa, Florida are Juan Carlos Garcia (LexRank 80.00), Michael A. Giasi (80.00) and Nathan Brook Nutter (80.00).
This ranking lists 14 insurance lawyers in Tampa, Florida, whose Florida Bar profile lists Spanish, in order of their LexRank score, calculated from their Florida Bar records and other cited sources. Their experience ranges from 5 to 31 years in practice.
- Lawyers ranked
- 14
- Fully verified
- 14 of 14
The ranking
Ordered by organic LexRank score; paid placements are labelled and never affect a position. How we rank
Who is included: only lawyers whose sourced records list spanish among their languages: 14 of the 175 in Top-Ranked Insurance Lawyers in Tampa, Florida, 14 of them confirmed by a verified fact or an official record such as the state bar profile. Scores are the same LexRank scores; the context selects who is ranked and never changes a score.
- Rank1-No changeJG
Juan Carlos Garcia
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 26 years experience
80.00LexRankView profileWhy #1?
Ranks #1 with 80.00: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 19.1)
- Professional credentials 15/15 (ranking avg 14.2)
- Rank2-No changeMG
Michael A. Giasi
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 25 years experience
80.00LexRankView profileWhy #2?
Ranks #2 with 80.00: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 19.1)
- Professional credentials 15/15 (ranking avg 14.2)
- Rank3-No changeNN
Nathan Brook Nutter
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 29 years experience
80.00LexRankView profileWhy #3?
Ranks #3 with 80.00: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 19.1)
- Professional credentials 15/15 (ranking avg 14.2)
- Rank4-No changeJD
Javier Delgado
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 24 years experience
78.80LexRankView profileWhy #4?
Ranks #4 with 78.80: strongest in Experience (28.8/30) and Professional credentials (15/15). 1.20 points behind #3, mostly experience.
Strongest
- Experience 28.8/30 (ranking avg 19.1)
- Professional credentials 15/15 (ranking avg 14.2)
1.20 points behind #3 (Nathan Brook Nutter): Experience −1.2.
- Rank5-No changeEP
E. Alexander Pujol
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 31 years experience
78.60LexRankView profileWhy #5?
Ranks #5 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15). 0.20 points behind #4, mostly data quality.
Strongest
- Experience 30/30 (ranking avg 19.1)
- Professional credentials 15/15 (ranking avg 14.2)
0.20 points behind #4 (Javier Delgado): Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank6-No changeMS
Marc Jordan Semago
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 22 years experience
76.40LexRankView profileWhy #6?
Ranks #6 with 76.40: strongest in Experience (26.4/30) and Professional credentials (15/15). 2.20 points behind #5, mostly experience.
Strongest
- Experience 26.4/30 (ranking avg 19.1)
- Professional credentials 15/15 (ranking avg 14.2)
2.20 points behind #5 (E. Alexander Pujol): Experience −3.6.
- Rank7-No changeSP
Sandra Cristina Perez “Cristina Perez”
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 18 years experience
66.45LexRankView profileWhy #7?
Ranks #7 with 66.45: strongest in Experience (21.6/30) and Local relevance (5/5). 9.95 points behind #6, mostly experience.
Strongest
- Experience 21.6/30 (ranking avg 19.1)
- Local relevance 5/5 (ranking avg 5)
9.95 points behind #6 (Marc Jordan Semago): Experience −4.8, Professional credentials −3.8, Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank8-No changeMO
Mike Ortiz
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 11 years experience
63.20LexRankView profileWhy #8?
Ranks #8 with 63.20: strongest in Professional credentials (15/15) and Data quality (10/10); held back by Experience (13.2/30). 3.25 points behind #7, mostly experience.
Strongest
- Professional credentials 15/15 (ranking avg 14.2)
- Data quality 10/10 (ranking avg 9.7)
Held back by
- Experience 13.2/30 (ranking avg 19.1)
3.25 points behind #7 (Sandra Cristina Perez “Cristina Perez”): Experience −8.4.
- Rank9-No changeLR
Lauren M Pulido “Ren”
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 11 years experience
63.20LexRankView profileWhy #9?
Ranks #9 with 63.20: strongest in Professional credentials (15/15) and Data quality (10/10); held back by Experience (13.2/30).
Strongest
- Professional credentials 15/15 (ranking avg 14.2)
- Data quality 10/10 (ranking avg 9.7)
Held back by
- Experience 13.2/30 (ranking avg 19.1)
- Rank10-No changeSS
Sullyng Carolina Ceballos “Sullyng”
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 7 years experience
58.40LexRankView profileWhy #10?
Ranks #10 with 58.40: strongest in Professional credentials (15/15) and Data quality (10/10); held back by Experience (8.4/30). 4.80 points behind #9, mostly experience.
Strongest
- Professional credentials 15/15 (ranking avg 14.2)
- Data quality 10/10 (ranking avg 9.7)
Held back by
- Experience 8.4/30 (ranking avg 19.1)
4.80 points behind #9 (Lauren M Pulido “Ren”): Experience −4.8.
- Rank11-No changeEK
E. Tim Karkatselos
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 10 years experience
58.25LexRankView profileWhy #11?
Ranks #11 with 58.25: strongest in Data quality (10/10) and Local relevance (5/5); held back by Experience (12/30). 0.15 points behind #10, mostly professional credentials.
Strongest
- Data quality 10/10 (ranking avg 9.7)
- Local relevance 5/5 (ranking avg 5)
Held back by
- Experience 12/30 (ranking avg 19.1)
0.15 points behind #10 (Sullyng Carolina Ceballos “Sullyng”): Professional credentials −3.8.
- Rank12-No changeVS
Viviana Saletnig
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 7 years experience
57.00LexRankView profileWhy #12?
Ranks #12 with 57.00: strongest in Professional credentials (15/15) and Local relevance (5/5); held back by Experience (8.4/30). 1.25 points behind #11, mostly experience.
Strongest
- Professional credentials 15/15 (ranking avg 14.2)
- Local relevance 5/5 (ranking avg 5)
Held back by
- Experience 8.4/30 (ranking avg 19.1)
1.25 points behind #11 (E. Tim Karkatselos): Experience −3.6, Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank13-No changeGB
Gregory Carter Bess
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 5 years experience
56.00LexRankView profileWhy #13?
Ranks #13 with 56.00: strongest in Professional credentials (15/15) and Data quality (10/10); held back by Experience (6/30). 1.00 points behind #12, mostly experience.
Strongest
- Professional credentials 15/15 (ranking avg 14.2)
- Data quality 10/10 (ranking avg 9.7)
Held back by
- Experience 6/30 (ranking avg 19.1)
1.00 points behind #12 (Viviana Saletnig): Experience −2.4.
- Rank14-No changeRC
Rebecca Lynn Castaneda
Independent practice · Tampa, FL
Verified- Speaks Spanish · sourced
- Insurance
- 8 years experience
55.85LexRankView profileWhy #14?
Ranks #14 with 55.85: strongest in Data quality (10/10) and Local relevance (5/5); held back by Experience (9.6/30). 0.15 points behind #13, mostly professional credentials.
Strongest
- Data quality 10/10 (ranking avg 9.7)
- Local relevance 5/5 (ranking avg 5)
Held back by
- Experience 9.6/30 (ranking avg 19.1)
0.15 points behind #13 (Gregory Carter Bess): Professional credentials −3.8.
Insurance market in Tampa
LexRanked tracks 175 lawyers in insurance law in Tampa, Florida. 175 of the lawyers have verified professional data. Data verified October 30, 2026.
- Lawyers
- 175
- Law firms
- 0
- Verified professional data
- 175 of 175
- Average rating
- Withheldtoo few sourced ratings
- Median review count
- Withheldtoo few sourced counts
- Median experience
- 16 years175 lawyers
Calculated by LexRanked from its own records on ; data verified . Ratings and review counts count only when backed by a source; figures from fewer than three profiles are withheld. All lawyers in Tampa
What sets these Tampa Spanish-speaking lawyers apart
Every lawyer in this ranking has a The Florida Bar license verified as eligible to practice, and every fact shown links to its source. The figures below come from each lawyer's Florida Bar profile.
| Fact about the 14 ranked lawyers | Figure |
|---|---|
| Years in practice | 5 to 31 (median 14.5) |
| Languages besides English | Spanish (14), Greek (1) |
| License status with The Florida Bar | Eligible to practice, verified for every lawyer |
| Most common law school | Stetson University College of Law (4 lawyers) |
Who is included in this ranking?
Lawyers eligible to practice in Florida, with a Tampa office address and insurance as a practice area on record, whose Florida Bar profile lists Spanish among the languages they speak. It compares 14 Spanish-speaking insurance lawyers, using only facts with a cited source. The Florida Bar does not board-certify lawyers in insurance, so the practice area is the one each lawyer lists on their Florida Bar profile, which The Florida Bar does not review. How we rank.
Whatever language they speak: the full ranking of insurance lawyers in Tampa.
Working with a Spanish-speaking lawyer
You can discuss your case, documents and fees directly in Spanish, but court hearings and filings in Florida are in English.
- Ask whether the lawyer will speak with you in Spanish personally or through bilingual staff.
- Ask for the fee agreement and key letters in Spanish as well as English, so you know exactly what you sign.
- When a witness cannot understand or speak English well enough, the judge has a qualified interpreter sworn in (section 90.606, Florida Statutes).
Florida rules to know
A Florida homeowner must give the insurer notice of a property insurance claim within 1 year after the date of loss, and a lawsuit for breach of the policy must be filed within 5 years of the loss.
| Rule | What it means |
|---|---|
| Notice of a property claim | A new or reopened claim is barred unless notice reaches the insurer within 1 year after the date of loss; a supplemental claim within 18 months (Fla. Stat. § 627.70132(2)) |
| Hurricane date of loss | For hurricanes and other weather events, the date of loss is the landfall date or the date NOAA verifies the event (§ 627.70132(3)) |
| Insurer response | The insurer must acknowledge a claim communication within 7 days and pay or deny a property claim within 60 days after notice (§ 627.70131(1) and (7)) |
| Lawsuit deadline | 5 years from the date of loss for breach of a property insurance contract (§ 95.11(2)(e)) |
| Bad faith | An insured may sue an insurer that did not attempt in good faith to settle a claim, after 60 days written notice to the Department of Financial Services and the insurer (§ 624.155) |
| Court | Where cases are heard |
|---|---|
| State court circuit | Hillsborough County is in Florida's Thirteenth Judicial Circuit |
How to choose among these lawyers
Confirm the license, ask who will handle your matter, and get the fee terms in writing before you sign.
- Look up the lawyer in The Florida Bar's directory and check the bar number shown on their LexRanked profile.
- Ask whether the lawyer you meet will handle your matter personally, and how many matters like yours they have handled recently.
- Ask how they charge and what costs are extra, and get the agreement in writing.
Further reading
Sources for the rules above
- The Florida Bar: member directory (license, certification, languages, admission dates)
- The Florida Bar News: Board certification continues to set Florida lawyers apart (July 2026)
- Florida Statutes, section 627.70132 (notice of property insurance claim)
- Florida Statutes, section 627.70131 (insurer duties on claims)
- Florida Statutes, section 95.11 (limitations of actions)
- Florida Statutes, section 624.155 (civil remedy)
- Florida Statutes, section 90.606: interpreters and translators
Frequently asked questions
How long do I have to report a property insurance claim in Florida?
1 year after the date of loss for a new or reopened claim, and 18 months for a supplemental claim (section 627.70132). For a hurricane, the date of loss is the date it made landfall.
How long does my insurer have to pay or deny a claim?
60 days after it receives notice of the claim, unless factors beyond its control prevent it (section 627.70131(7)).
What is a civil remedy notice?
A written notice on a Department of Financial Services form that must be filed 60 days before a bad-faith lawsuit under section 624.155. No suit lies if the insurer pays or corrects the problem within those 60 days.
How long do I have to sue my insurance company?
5 years from the date of loss for breach of a property insurance contract (section 95.11(2)(e)), but the claim itself must first be reported within 1 year.
Which court handles cases in Tampa?
State court cases in Hillsborough County are heard in Florida's Thirteenth Judicial Circuit.
How do I know a lawyer really speaks Spanish?
Every lawyer here lists Spanish on their Florida Bar profile, which LexRanked checked in October 2026. Ask at the first call whether the lawyer will handle your matter in Spanish personally.
Will my court hearing be in Spanish?
No. Court proceedings in Florida are held in English. When a witness cannot understand or speak English well enough, the judge has a qualified interpreter sworn in (section 90.606, Florida Statutes).
How is this ranking ordered?
By the LexRank score, calculated only from facts with a cited source: experience, practice-area relevance, awards on record such as board certification, professional credentials, data quality and location. Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Payment never changes a position.
Do client reviews affect the LexRank score?
Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Reviews are shown on profiles for information only, and Reputation counts only awards on record, such as board certification. How we rank
Which lawyers are verified?
14 of the 14 ranked lawyers have fully verified profiles: Juan Carlos Garcia, Michael A. Giasi, Nathan Brook Nutter, Javier Delgado and E. Alexander Pujol and others.
About this ranking
- Last updated
- Methodology
- LexRank v1.2 - deterministic, reproducible scoring
- Editorial review
- LexRanked editorial team,
- Independence
- Positions are never sold. Paid placements, if any, are labelled and do not affect scores.
Related rankings
Top-Ranked Insurance Lawyers in Florida: the top insurance lawyers across Florida, with every city compared.
Estate Planning · Florida
Top-Ranked Estate Planning Lawyers in Florida
219 lawyers ranked · Updated October 31, 2026
View rankingTax · Florida
Top-Ranked Tax Lawyers in Florida
99 lawyers ranked · Updated October 31, 2026
View rankingLocal Government · Florida
Top-Ranked Local Government Lawyers in Florida
164 lawyers ranked · Updated October 31, 2026
View rankingBankruptcy · Florida
Top-Ranked Bankruptcy Lawyers in Florida
856 lawyers ranked · Updated October 31, 2026
View ranking