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Top-Ranked Insurance Lawyers in Pensacola, Florida

Updated Methodology LexRank v1.217 lawyers rankedReviewed by LexRanked editorial team

Summary

As of November 1, 2026, the top-ranked insurance lawyers in Pensacola, Florida are John Archibald Campbell III (LexRank 80.00), Terrie Springer Didier “Terrie” (78.60) and Keith William Weidner (77.60).

This ranking lists 17 insurance lawyers in Pensacola, Florida, in order of their LexRank score, calculated from their Florida Bar records and other cited sources. Their experience ranges from 9 to 33 years in practice. 1 of the 17 lists Spanish on their Florida Bar profile.

Lawyers ranked
17
Fully verified
17 of 17

The ranking

Ordered by organic LexRank score; paid placements are labelled and never affect a position. How we rank

  1. No change

    John Archibald Campbell III

    Independent practice · Pensacola, FL

    Verified
    • 33 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #1?

    Ranks #1 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).

    Strongest

    • Experience 30/30 (ranking avg 21.3)
    • Data quality 10/10 (ranking avg 9.6)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
  2. No change

    Terrie Springer Didier “Terrie”

    Independent practice · Pensacola, FL

    Verified
    • 32 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #2?

    Ranks #2 with 78.60: strongest in Experience (30/30) and Practice-area relevance (20/20); held back by Reputation (0/20). 1.40 points behind #1, mostly data quality.

    Strongest

    • Experience 30/30 (ranking avg 21.3)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)

    1.40 points behind #1 (John Archibald Campbell III): Data quality −1.4.

    Not on record (scores 0, never estimated): website.

  3. No change

    Keith William Weidner

    Independent practice · Pensacola, FL

    Verified
    • 23 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #3?

    Ranks #3 with 77.60: strongest in Experience (27.6/30) and Data quality (10/10); held back by Reputation (0/20). 1.00 points behind #2, mostly experience.

    Strongest

    • Experience 27.6/30 (ranking avg 21.3)
    • Data quality 10/10 (ranking avg 9.6)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)

    1.00 points behind #2 (Terrie Springer Didier “Terrie”): Experience −2.4.

  4. No change

    J. Phillip Warren

    Independent practice · Pensacola, FL

    Verified
    • 23 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #4?

    Ranks #4 with 77.60: strongest in Experience (27.6/30) and Data quality (10/10); held back by Reputation (0/20).

    Strongest

    • Experience 27.6/30 (ranking avg 21.3)
    • Data quality 10/10 (ranking avg 9.6)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
  5. No change

    Barbara J. Glas

    Independent practice · Pensacola, FL

    Verified
    • 24 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #5?

    Ranks #5 with 77.40: strongest in Experience (28.8/30) and Practice-area relevance (20/20); held back by Reputation (0/20). 0.20 points behind #4, mostly data quality.

    Strongest

    • Experience 28.8/30 (ranking avg 21.3)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)

    0.20 points behind #4 (J. Phillip Warren): Data quality −1.4.

    Not on record (scores 0, never estimated): website.

  6. No change

    Amy Kicklighter Waddell

    Independent practice · Pensacola, FL

    Verified
    • 24 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #6?

    Ranks #6 with 77.40: strongest in Experience (28.8/30) and Practice-area relevance (20/20); held back by Reputation (0/20).

    Strongest

    • Experience 28.8/30 (ranking avg 21.3)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)

    Not on record (scores 0, never estimated): website.

  7. No change

    Meredith Deanna Bush

    Independent practice · Pensacola, FL

    Verified
    • 18 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #7?

    Ranks #7 with 75.60: strongest in Reputation (4/20) and Data quality (10/10); held back by Experience (21.6/30). 1.80 points behind #6, mostly experience.

    Strongest

    • Reputation 4/20 (ranking avg 0.2)
    • Data quality 10/10 (ranking avg 9.6)

    Held back by

    • Experience 21.6/30 (ranking avg 21.3)

    1.80 points behind #6 (Amy Kicklighter Waddell): Experience −7.2.

  8. No change

    Benjamin Joseph Zimmern

    Independent practice · Pensacola, FL

    Verified
    • 18 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #8?

    Ranks #8 with 71.60: strongest in Data quality (10/10) and Practice-area relevance (20/20); held back by Reputation (0/20) and Experience (21.6/30). 4.00 points behind #7, mostly reputation.

    Strongest

    • Data quality 10/10 (ranking avg 9.6)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
    • Experience 21.6/30 (ranking avg 21.3)

    4.00 points behind #7 (Meredith Deanna Bush): Reputation −4.

  9. No change

    Joshua Christopher Barrows

    Independent practice · Pensacola, FL

    Verified
    • 18 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #9?

    Ranks #9 with 71.60: strongest in Data quality (10/10) and Practice-area relevance (20/20); held back by Reputation (0/20) and Experience (21.6/30).

    Strongest

    • Data quality 10/10 (ranking avg 9.6)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
    • Experience 21.6/30 (ranking avg 21.3)
  10. No change

    John Fares Asmar

    Independent practice · Pensacola, FL

    Verified
    • 21 years experience
    • Environmental · Insurance
    • Bar status verified
    View profile
    Why #10?

    Ranks #10 with 70.20: strongest in Experience (25.2/30) and Data quality (10/10); held back by Reputation (0/20). 1.40 points behind #9, mostly practice-area relevance.

    Strongest

    • Experience 25.2/30 (ranking avg 21.3)
    • Data quality 10/10 (ranking avg 9.6)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)

    1.40 points behind #9 (Joshua Christopher Barrows): Practice-area relevance −5.

  11. No change

    Brandon Lee Caraway

    Independent practice · Pensacola, FL

    Verified
    • 17 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #11?

    Ranks #11 with 69.00: strongest in Practice-area relevance (20/20) and Local relevance (5/5); held back by Reputation (0/20) and Experience (20.4/30). 1.20 points behind #10, mostly experience.

    Strongest

    • Practice-area relevance 20/20 (ranking avg 19.7)
    • Local relevance 5/5 (ranking avg 5)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
    • Experience 20.4/30 (ranking avg 21.3)

    1.20 points behind #10 (John Fares Asmar): Experience −4.8, Data quality −1.4.

    Not on record (scores 0, never estimated): website.

  12. No change

    Teresa Fay Cummings

    Independent practice · Pensacola, FL

    Verified
    • 14 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #12?

    Ranks #12 with 66.80: strongest in Data quality (10/10) and Practice-area relevance (20/20); held back by Reputation (0/20) and Experience (16.8/30). 2.20 points behind #11, mostly experience.

    Strongest

    • Data quality 10/10 (ranking avg 9.6)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
    • Experience 16.8/30 (ranking avg 21.3)

    2.20 points behind #11 (Brandon Lee Caraway): Experience −3.6.

  13. No change

    Garrett Patrick LaBorde

    Independent practice · Pensacola, FL

    Verified
    • 12 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #13?

    Ranks #13 with 64.40: strongest in Data quality (10/10) and Practice-area relevance (20/20); held back by Reputation (0/20) and Experience (14.4/30). 2.40 points behind #12, mostly experience.

    Strongest

    • Data quality 10/10 (ranking avg 9.6)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
    • Experience 14.4/30 (ranking avg 21.3)

    2.40 points behind #12 (Teresa Fay Cummings): Experience −2.4.

  14. No change

    James Kyle Griffis “Kyle”

    Independent practice · Pensacola, FL

    Verified
    • 10 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #14?

    Ranks #14 with 62.00: strongest in Data quality (10/10) and Practice-area relevance (20/20); held back by Reputation (0/20) and Experience (12/30). 2.40 points behind #13, mostly experience.

    Strongest

    • Data quality 10/10 (ranking avg 9.6)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
    • Experience 12/30 (ranking avg 21.3)

    2.40 points behind #13 (Garrett Patrick LaBorde): Experience −2.4.

  15. No change

    Thomas James Moody “Tom”

    Independent practice · Pensacola, FL

    Verified
    • 10 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #15?

    Ranks #15 with 62.00: strongest in Data quality (10/10) and Practice-area relevance (20/20); held back by Reputation (0/20) and Experience (12/30).

    Strongest

    • Data quality 10/10 (ranking avg 9.6)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
    • Experience 12/30 (ranking avg 21.3)
  16. No change

    Richard Allen Fillmore

    Independent practice · Pensacola, FL

    Verified
    • 11 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #16?

    Ranks #16 with 61.80: strongest in Practice-area relevance (20/20) and Local relevance (5/5); held back by Reputation (0/20) and Experience (13.2/30). 0.20 points behind #15, mostly data quality.

    Strongest

    • Practice-area relevance 20/20 (ranking avg 19.7)
    • Local relevance 5/5 (ranking avg 5)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
    • Experience 13.2/30 (ranking avg 21.3)

    0.20 points behind #15 (Thomas James Moody “Tom”): Data quality −1.4.

    Not on record (scores 0, never estimated): website.

  17. No change

    William Kyle Johnson

    Independent practice · Pensacola, FL

    Verified
    • 9 years experience
    • Insurance
    • Bar status verified
    View profile
    Why #17?

    Ranks #17 with 60.80: strongest in Data quality (10/10) and Practice-area relevance (20/20); held back by Reputation (0/20) and Experience (10.8/30). 1.00 points behind #16, mostly experience.

    Strongest

    • Data quality 10/10 (ranking avg 9.6)
    • Practice-area relevance 20/20 (ranking avg 19.7)

    Held back by

    • Reputation 0/20 (ranking avg 0.2)
    • Experience 10.8/30 (ranking avg 21.3)

    1.00 points behind #16 (Richard Allen Fillmore): Experience −2.4.

Insurance market in Pensacola

LexRanked tracks 17 lawyers in insurance law in Pensacola, Florida. 17 of the lawyers have verified professional data. Data verified October 22, 2026.

Lawyers
17
Law firms
0
Verified professional data
17 of 17
Average rating
Withheldtoo few sourced ratings
Median review count
Withheldtoo few sourced counts
Median experience
18 years17 lawyers

Calculated by LexRanked from its own records on ; data verified . Ratings and review counts count only when backed by a source; figures from fewer than three profiles are withheld. All lawyers in Pensacola

What sets these Pensacola lawyers apart

Every lawyer in this ranking has a The Florida Bar license verified as eligible to practice, and every fact shown links to its source. The figures below come from each lawyer's Florida Bar profile.

Fact about the 17 ranked lawyers Figure
Years in practice 9 to 33 (median 18)
Languages besides English Spanish (1)
License status with The Florida Bar Eligible to practice, verified for every lawyer
Most common law school University of Florida, Fredric G. Levin College of Law (4 lawyers)

Who is included in this ranking?

Lawyers eligible to practice in Florida, with a Pensacola office address and insurance as a practice area on record. It compares 17 insurance lawyers, using only facts with a cited source. The Florida Bar does not board-certify lawyers in insurance, so the practice area is the one each lawyer lists on their Florida Bar profile, which The Florida Bar does not review. How we rank.

Florida rules to know

A Florida homeowner must give the insurer notice of a property insurance claim within 1 year after the date of loss, and a lawsuit for breach of the policy must be filed within 5 years of the loss.

Rule What it means
Notice of a property claim A new or reopened claim is barred unless notice reaches the insurer within 1 year after the date of loss; a supplemental claim within 18 months (Fla. Stat. § 627.70132(2))
Hurricane date of loss For hurricanes and other weather events, the date of loss is the landfall date or the date NOAA verifies the event (§ 627.70132(3))
Insurer response The insurer must acknowledge a claim communication within 7 days and pay or deny a property claim within 60 days after notice (§ 627.70131(1) and (7))
Lawsuit deadline 5 years from the date of loss for breach of a property insurance contract (§ 95.11(2)(e))
Bad faith An insured may sue an insurer that did not attempt in good faith to settle a claim, after 60 days written notice to the Department of Financial Services and the insurer (§ 624.155)
Court Where cases are heard
State court circuit Escambia County is in Florida's First Judicial Circuit

How to choose among these lawyers

Confirm the license, ask who will handle your matter, and get the fee terms in writing before you sign.

  1. Look up the lawyer in The Florida Bar's directory and check the bar number shown on their LexRanked profile.
  2. Ask whether the lawyer you meet will handle your matter personally, and how many matters like yours they have handled recently.
  3. Ask how they charge and what costs are extra, and get the agreement in writing.
  4. If you prefer to work in another language, check the languages listed on each profile.

Further reading

Sources for the rules above

Frequently asked questions

How long do I have to report a property insurance claim in Florida?

1 year after the date of loss for a new or reopened claim, and 18 months for a supplemental claim (section 627.70132). For a hurricane, the date of loss is the date it made landfall.

How long does my insurer have to pay or deny a claim?

60 days after it receives notice of the claim, unless factors beyond its control prevent it (section 627.70131(7)).

What is a civil remedy notice?

A written notice on a Department of Financial Services form that must be filed 60 days before a bad-faith lawsuit under section 624.155. No suit lies if the insurer pays or corrects the problem within those 60 days.

How long do I have to sue my insurance company?

5 years from the date of loss for breach of a property insurance contract (section 95.11(2)(e)), but the claim itself must first be reported within 1 year.

Which court handles cases in Pensacola?

State court cases in Escambia County are heard in Florida's First Judicial Circuit.

Are there Spanish-speaking insurance lawyers in Pensacola?

Yes. 1 of the 17 ranked lawyers lists Spanish on their Florida Bar profile. Each LexRanked profile shows the languages on record.

How is this ranking ordered?

By the LexRank score, calculated only from facts with a cited source: experience, practice-area relevance, awards on record such as board certification, professional credentials, data quality and location. Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Payment never changes a position.

Do client reviews affect the LexRank score?

Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Reviews are shown on profiles for information only, and Reputation counts only awards on record, such as board certification. How we rank

Which lawyers are verified?

17 of the 17 ranked lawyers have fully verified profiles: John Archibald Campbell III, Terrie Springer Didier “Terrie”, Keith William Weidner, J. Phillip Warren and Barbara J. Glas and others.

What is the difference between the top two lawyers?

John Archibald Campbell III scores 80.00 and Terrie Springer Didier “Terrie” 78.60, a gap of 1.40 points, mostly in data quality. Compare them side by side

About this ranking

Last updated
Methodology
LexRank v1.2 - deterministic, reproducible scoring
Editorial review
LexRanked editorial team,
Independence
Positions are never sold. Paid placements, if any, are labelled and do not affect scores.

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