Insurance
Top-Ranked Insurance Lawyers in Panama City, Florida
Summary
As of November 1, 2026, the top-ranked insurance lawyers in Panama City, Florida are Diane Marie Zimmerman (LexRank 80.00), Lee McArthur Scott “Lee Scott” (78.60) and Zachary Brent Taylor “Zach” (77.33).
This ranking lists 7 insurance lawyers in Panama City, Florida, in order of their LexRank score, calculated from their Florida Bar records and other cited sources. Their experience ranges from 6 to 42 years in practice.
- Lawyers ranked
- 7
- Fully verified
- 7 of 7
The ranking
Ordered by organic LexRank score; paid placements are labelled and never affect a position. How we rank
- Rank1-No changeDZ
Diane Marie Zimmerman
Independent practice · Panama City, FL
Verified- 42 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #1?
Ranks #1 with 80.00: strongest in Experience (30/30) and Practice-area relevance (20/20); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 23.7)
- Practice-area relevance 20/20 (ranking avg 17.4)
Held back by
- Reputation 0/20 (ranking avg 0.6)
- Rank2-No changeLS
Lee McArthur Scott “Lee Scott”
Independent practice · Panama City, FL
Verified- 35 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #2?
Ranks #2 with 78.60: strongest in Experience (30/30) and Practice-area relevance (20/20); held back by Reputation (0/20). 1.40 points behind #1, mostly data quality.
Strongest
- Experience 30/30 (ranking avg 23.7)
- Practice-area relevance 20/20 (ranking avg 17.4)
Held back by
- Reputation 0/20 (ranking avg 0.6)
1.40 points behind #1 (Diane Marie Zimmerman): Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank3-No changeZZ
Zachary Brent Taylor “Zach”
Independent practice · Panama City, FL
Verified- 27 years experience
- Insurance · Personal Injury
- ✓ Bar status verified
77.33LexRankView profileWhy #3?
Ranks #3 with 77.33: strongest in Experience (30/30) and Reputation (4/20); held back by Practice-area relevance (13.3/20). 1.27 points behind #2, mostly practice-area relevance.
Strongest
- Experience 30/30 (ranking avg 23.7)
- Reputation 4/20 (ranking avg 0.6)
Held back by
- Practice-area relevance 13.3/20 (ranking avg 17.4)
1.27 points behind #2 (Lee McArthur Scott “Lee Scott”): Practice-area relevance −6.7.
- Rank4-No changeWP
William Banton Price “Bill Price”
Independent practice · Panama City, FL
Verified- 20 years experience
- Insurance
- ✓ Bar status verified
74.00LexRankView profileWhy #4?
Ranks #4 with 74.00: strongest in Practice-area relevance (20/20) and Data quality (10/10); held back by Reputation (0/20). 3.33 points behind #3, mostly experience.
Strongest
- Practice-area relevance 20/20 (ranking avg 17.4)
- Data quality 10/10 (ranking avg 9.6)
Held back by
- Reputation 0/20 (ranking avg 0.6)
3.33 points behind #3 (Zachary Brent Taylor “Zach”): Experience −6, Reputation −4.
- Rank5-No changeDS
Douglas L. Smith
Independent practice · Panama City, FL
Verified- 37 years experience
- Bankruptcy · Eminent Domain
- ✓ Bar status verified
73.33LexRankView profileWhy #5?
Ranks #5 with 73.33: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20) and Practice-area relevance (13.3/20). 0.67 points behind #4, mostly practice-area relevance.
Strongest
- Experience 30/30 (ranking avg 23.7)
- Data quality 10/10 (ranking avg 9.6)
Held back by
- Reputation 0/20 (ranking avg 0.6)
- Practice-area relevance 13.3/20 (ranking avg 17.4)
0.67 points behind #4 (William Banton Price “Bill Price”): Practice-area relevance −6.7.
- Rank6-No changeBC
Brian Patrick Connors
Independent practice · Panama City, FL
Verified- 12 years experience
- Insurance
- ✓ Bar status verified
64.40LexRankView profileWhy #6?
Ranks #6 with 64.40: strongest in Practice-area relevance (20/20) and Data quality (10/10); held back by Reputation (0/20) and Experience (14.4/30). 8.93 points behind #5, mostly experience.
Strongest
- Practice-area relevance 20/20 (ranking avg 17.4)
- Data quality 10/10 (ranking avg 9.6)
Held back by
- Reputation 0/20 (ranking avg 0.6)
- Experience 14.4/30 (ranking avg 23.7)
8.93 points behind #5 (Douglas L. Smith): Experience −15.6.
- Rank7-No changeMG
Matthew Juergen Goldhagen
Independent practice · Panama City, FL
Verified- 6 years experience
- Insurance · Probate Litigation
- ✓ Bar status verified
50.80LexRankView profileWhy #7?
Ranks #7 with 50.80: strongest in Professional credentials (15/15) and Local relevance (5/5); held back by Reputation (0/20) and Experience (7.2/30). 13.60 points behind #6, mostly experience.
Strongest
- Professional credentials 15/15 (ranking avg 15)
- Local relevance 5/5 (ranking avg 5)
Held back by
- Reputation 0/20 (ranking avg 0.6)
- Experience 7.2/30 (ranking avg 23.7)
13.60 points behind #6 (Brian Patrick Connors): Experience −7.2, Practice-area relevance −5, Data quality −1.4.
Not on record (scores 0, never estimated): website.
Data sources behind the scores
Every score on this page is calculated from facts backed by these sources. Each profile shows which source supports which fact and when it was last checked.
- floridabar.org · Official / regulatory · 7 profile pages71 facts for 7 lawyers
Insurance market in Panama City
LexRanked tracks 7 lawyers in insurance law in Panama City, Florida. 7 of the lawyers have verified professional data. Data verified October 30, 2026.
- Lawyers
- 7
- Law firms
- 0
- Verified professional data
- 7 of 7
- Average rating
- Withheldtoo few sourced ratings
- Median review count
- Withheldtoo few sourced counts
- Median experience
- 27 years7 lawyers
Calculated by LexRanked from its own records on ; data verified . Ratings and review counts count only when backed by a source; figures from fewer than three profiles are withheld. All lawyers in Panama City
What sets these Panama City lawyers apart
Every lawyer in this ranking has a The Florida Bar license verified as eligible to practice, and every fact shown links to its source. The figures below come from each lawyer's Florida Bar profile.
| Fact about the 7 ranked lawyers | Figure |
|---|---|
| Years in practice | 6 to 42 (median 27) |
| License status with The Florida Bar | Eligible to practice, verified for every lawyer |
| Most common law school | Florida State University College of Law (2 lawyers) |
Who is included in this ranking?
Lawyers eligible to practice in Florida, with a Panama City office address and insurance as a practice area on record. It compares 7 insurance lawyers, using only facts with a cited source. The Florida Bar does not board-certify lawyers in insurance, so the practice area is the one each lawyer lists on their Florida Bar profile, which The Florida Bar does not review. How we rank.
Florida rules to know
A Florida homeowner must give the insurer notice of a property insurance claim within 1 year after the date of loss, and a lawsuit for breach of the policy must be filed within 5 years of the loss.
| Rule | What it means |
|---|---|
| Notice of a property claim | A new or reopened claim is barred unless notice reaches the insurer within 1 year after the date of loss; a supplemental claim within 18 months (Fla. Stat. § 627.70132(2)) |
| Hurricane date of loss | For hurricanes and other weather events, the date of loss is the landfall date or the date NOAA verifies the event (§ 627.70132(3)) |
| Insurer response | The insurer must acknowledge a claim communication within 7 days and pay or deny a property claim within 60 days after notice (§ 627.70131(1) and (7)) |
| Lawsuit deadline | 5 years from the date of loss for breach of a property insurance contract (§ 95.11(2)(e)) |
| Bad faith | An insured may sue an insurer that did not attempt in good faith to settle a claim, after 60 days written notice to the Department of Financial Services and the insurer (§ 624.155) |
| Court | Where cases are heard |
|---|---|
| State court circuit | Bay County is in Florida's Fourteenth Judicial Circuit |
How to choose among these lawyers
Confirm the license, ask who will handle your matter, and get the fee terms in writing before you sign.
- Look up the lawyer in The Florida Bar's directory and check the bar number shown on their LexRanked profile.
- Ask whether the lawyer you meet will handle your matter personally, and how many matters like yours they have handled recently.
- Ask how they charge and what costs are extra, and get the agreement in writing.
Further reading
Sources for the rules above
- The Florida Bar: member directory (license, certification, languages, admission dates)
- The Florida Bar News: Board certification continues to set Florida lawyers apart (July 2026)
- Florida Statutes, section 627.70132 (notice of property insurance claim)
- Florida Statutes, section 627.70131 (insurer duties on claims)
- Florida Statutes, section 95.11 (limitations of actions)
- Florida Statutes, section 624.155 (civil remedy)
Frequently asked questions
How long do I have to report a property insurance claim in Florida?
1 year after the date of loss for a new or reopened claim, and 18 months for a supplemental claim (section 627.70132). For a hurricane, the date of loss is the date it made landfall.
How long does my insurer have to pay or deny a claim?
60 days after it receives notice of the claim, unless factors beyond its control prevent it (section 627.70131(7)).
What is a civil remedy notice?
A written notice on a Department of Financial Services form that must be filed 60 days before a bad-faith lawsuit under section 624.155. No suit lies if the insurer pays or corrects the problem within those 60 days.
How long do I have to sue my insurance company?
5 years from the date of loss for breach of a property insurance contract (section 95.11(2)(e)), but the claim itself must first be reported within 1 year.
Which court handles cases in Panama City?
State court cases in Bay County are heard in Florida's Fourteenth Judicial Circuit.
How is this ranking ordered?
By the LexRank score, calculated only from facts with a cited source: experience, practice-area relevance, awards on record such as board certification, professional credentials, data quality and location. Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Payment never changes a position.
Do client reviews affect the LexRank score?
Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Reviews are shown on profiles for information only, and Reputation counts only awards on record, such as board certification. How we rank
Which lawyers are verified?
7 of the 7 ranked lawyers have fully verified profiles: Diane Marie Zimmerman, Lee McArthur Scott “Lee Scott”, Zachary Brent Taylor “Zach”, William Banton Price “Bill Price” and Douglas L. Smith and others.
What is the difference between the top two lawyers?
Diane Marie Zimmerman scores 80.00 and Lee McArthur Scott “Lee Scott” 78.60, a gap of 1.40 points, mostly in data quality. Compare them side by side
About this ranking
- Last updated
- Methodology
- LexRank v1.2 - deterministic, reproducible scoring
- Editorial review
- LexRanked editorial team,
- Independence
- Positions are never sold. Paid placements, if any, are labelled and do not affect scores.
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