Insurance
Top-Ranked Insurance Lawyers in Miami, Florida
Summary
As of November 1, 2026, the top-ranked insurance lawyers in Miami, Florida are Robert Wayne Hudson (LexRank 84.00), Ivy R Ginsberg (82.60) and Patricia Rose-Marie Cassells (80.00).
This ranking lists 25 insurance lawyers in Miami, Florida, in order of their LexRank score, calculated from their Florida Bar records and other cited sources. Their experience ranges from 24 to 45 years in practice. 11 of the 25 list Spanish on their Florida Bar profile.
- Lawyers ranked
- 25
- Fully verified
- 25 of 25
The ranking
Ordered by organic LexRank score; paid placements are labelled and never affect a position. How we rank
- Rank1-No changeRH
Robert Wayne Hudson
Independent practice · Miami, FL
Verified- 32 years experience
- Insurance
- ✓ Bar status verified
84.00LexRankView profileWhy #1?
Ranks #1 with 84.00: strongest in Experience (30/30) and Reputation (4/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Reputation 4/20 (ranking avg 0.1)
- Rank2-No changeIG
Ivy R Ginsberg
Independent practice · Miami, FL
Verified- 39 years experience
- Insurance
- ✓ Bar status verified
82.60LexRankView profileWhy #2?
Ranks #2 with 82.60: strongest in Experience (30/30) and Reputation (4/20). 1.40 points behind #1, mostly data quality.
Strongest
- Experience 30/30 (ranking avg 17.3)
- Reputation 4/20 (ranking avg 0.1)
1.40 points behind #1 (Robert Wayne Hudson): Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank3-No changePC
Patricia Rose-Marie Cassells
Independent practice · Miami, FL
Verified- 33 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #3?
Ranks #3 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20). 2.60 points behind #2, mostly reputation.
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
2.60 points behind #2 (Ivy R Ginsberg): Reputation −4.
- Rank4-No changeCC
Carlos Javier Chardon
Independent practice · Miami, FL
Verified- 25 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #4?
Ranks #4 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank5-No changeEG
Esther Elisa Galicia
Independent practice · Miami, FL
Verified- 40 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #5?
Ranks #5 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank6-No changeJJ
Juan Pablo Gonzalez-Sirgo “J.P.”
Independent practice · Miami, FL
Verified- 32 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #6?
Ranks #6 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank7-No changeAL
Ada Gloria Llerena
Independent practice · Miami, FL
Verified- 37 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #7?
Ranks #7 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank8-No changeMM
Maria C Medina
Independent practice · Miami, FL
Verified- 33 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #8?
Ranks #8 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank9-No changeLP
Luis Javier Perdomo
Independent practice · Miami, FL
Verified- 29 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #9?
Ranks #9 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank10-No changeSB
Steven Lewis Beiley
Independent practice · Miami, FL
Verified- 34 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #10?
Ranks #10 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank11-No changeBE
Benjamin Michael Esco
Independent practice · Miami, FL
Verified- 38 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #11?
Ranks #11 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank12-No changeGG
Gary John Guzzi
Independent practice · Miami, FL
Verified- 27 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #12?
Ranks #12 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank13-No changeAJ
Allan A Joseph
Independent practice · Miami, FL
Verified- 35 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #13?
Ranks #13 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank14-No changeLL
Lewis J Levey
Independent practice · Miami, FL
Verified- 39 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #14?
Ranks #14 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank15-No changeJM
Jason Seth Mazer
Independent practice · Miami, FL
Verified- 28 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #15?
Ranks #15 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank16-No changeJM
Jason Monroe Murray
Independent practice · Miami, FL
Verified- 34 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #16?
Ranks #16 with 80.00: strongest in Experience (30/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank17-No changeBG
Bram J. Gechtman
Independent practice · Miami, FL
Verified- 24 years experience
- Insurance
- ✓ Bar status verified
78.80LexRankView profileWhy #17?
Ranks #17 with 78.80: strongest in Experience (28.8/30) and Data quality (10/10); held back by Reputation (0/20). 1.20 points behind #16, mostly experience.
Strongest
- Experience 28.8/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
1.20 points behind #16 (Jason Monroe Murray): Experience −1.2.
- Rank18-No changeTM
Thayer Atef Musa
Independent practice · Miami, FL
Verified- 24 years experience
- Insurance
- ✓ Bar status verified
78.80LexRankView profileWhy #18?
Ranks #18 with 78.80: strongest in Experience (28.8/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 28.8/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank19-No changeAP
Asika K. Patel
Independent practice · Miami, FL
Verified- 24 years experience
- Insurance
- ✓ Bar status verified
78.80LexRankView profileWhy #19?
Ranks #19 with 78.80: strongest in Experience (28.8/30) and Data quality (10/10); held back by Reputation (0/20).
Strongest
- Experience 28.8/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.5)
Held back by
- Reputation 0/20 (ranking avg 0.1)
- Rank20-No changeLG
Lisa-Ann Camille Gordon
Independent practice · Miami, FL
Verified- 27 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #20?
Ranks #20 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15); held back by Reputation (0/20). 0.20 points behind #19, mostly data quality.
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Held back by
- Reputation 0/20 (ranking avg 0.1)
0.20 points behind #19 (Asika K. Patel): Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank21-No changeDM
David John Millheiser
Independent practice · Miami, FL
Verified- 31 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #21?
Ranks #21 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Held back by
- Reputation 0/20 (ranking avg 0.1)
Not on record (scores 0, never estimated): website.
- Rank22-No changeMN
Michelle Melin Niemeyer
Independent practice · Miami, FL
Verified- 29 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #22?
Ranks #22 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Held back by
- Reputation 0/20 (ranking avg 0.1)
Not on record (scores 0, never estimated): website.
- Rank23-No changeON
Odalys Nodarse-Buscemi
Independent practice · Miami, FL
Verified- 34 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #23?
Ranks #23 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Held back by
- Reputation 0/20 (ranking avg 0.1)
Not on record (scores 0, never estimated): website.
- Rank24-No changePB
Paul Anthony Basile
Independent practice · Miami, FL
Verified- 30 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #24?
Ranks #24 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Held back by
- Reputation 0/20 (ranking avg 0.1)
Not on record (scores 0, never estimated): website.
- Rank25-No changeRK
Russell B Karr
Independent practice · Miami, FL
Verified- 45 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #25?
Ranks #25 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15); held back by Reputation (0/20).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Held back by
- Reputation 0/20 (ranking avg 0.1)
Not on record (scores 0, never estimated): website.
Insurance market in Miami
LexRanked tracks 160 lawyers in insurance law in Miami, Florida. 160 of the lawyers have verified professional data. Data verified October 30, 2026.
- Lawyers
- 160
- Law firms
- 0
- Verified professional data
- 160 of 160
- Average rating
- Withheldtoo few sourced ratings
- Median review count
- Withheldtoo few sourced counts
- Median experience
- 15 years160 lawyers
Calculated by LexRanked from its own records on ; data verified . Ratings and review counts count only when backed by a source; figures from fewer than three profiles are withheld. All lawyers in Miami
What sets these Miami lawyers apart
Every lawyer in this ranking has a The Florida Bar license verified as eligible to practice, and every fact shown links to its source. The figures below come from each lawyer's Florida Bar profile.
| Fact about the 25 ranked lawyers | Figure |
|---|---|
| Years in practice | 24 to 45 (median 32) |
| Languages besides English | Spanish (11), Arabic (1) |
| License status with The Florida Bar | Eligible to practice, verified for every lawyer |
| Most common law school | University of Miami School of Law (6 lawyers) |
Who is included in this ranking?
Lawyers eligible to practice in Florida, with a Miami office address and insurance as a practice area on record. It compares 25 insurance lawyers, using only facts with a cited source. The Florida Bar does not board-certify lawyers in insurance, so the practice area is the one each lawyer lists on their Florida Bar profile, which The Florida Bar does not review. How we rank.
Florida rules to know
A Florida homeowner must give the insurer notice of a property insurance claim within 1 year after the date of loss, and a lawsuit for breach of the policy must be filed within 5 years of the loss.
| Rule | What it means |
|---|---|
| Notice of a property claim | A new or reopened claim is barred unless notice reaches the insurer within 1 year after the date of loss; a supplemental claim within 18 months (Fla. Stat. § 627.70132(2)) |
| Hurricane date of loss | For hurricanes and other weather events, the date of loss is the landfall date or the date NOAA verifies the event (§ 627.70132(3)) |
| Insurer response | The insurer must acknowledge a claim communication within 7 days and pay or deny a property claim within 60 days after notice (§ 627.70131(1) and (7)) |
| Lawsuit deadline | 5 years from the date of loss for breach of a property insurance contract (§ 95.11(2)(e)) |
| Bad faith | An insured may sue an insurer that did not attempt in good faith to settle a claim, after 60 days written notice to the Department of Financial Services and the insurer (§ 624.155) |
| Court | Where cases are heard |
|---|---|
| State court circuit | Miami-Dade County is in Florida's Eleventh Judicial Circuit |
How to choose among these lawyers
Confirm the license, ask who will handle your matter, and get the fee terms in writing before you sign.
- Look up the lawyer in The Florida Bar's directory and check the bar number shown on their LexRanked profile.
- Ask whether the lawyer you meet will handle your matter personally, and how many matters like yours they have handled recently.
- Ask how they charge and what costs are extra, and get the agreement in writing.
- If you prefer to work in another language, check the languages listed on each profile.
Further reading
Sources for the rules above
- The Florida Bar: member directory (license, certification, languages, admission dates)
- The Florida Bar News: Board certification continues to set Florida lawyers apart (July 2026)
- Florida Statutes, section 627.70132 (notice of property insurance claim)
- Florida Statutes, section 627.70131 (insurer duties on claims)
- Florida Statutes, section 95.11 (limitations of actions)
- Florida Statutes, section 624.155 (civil remedy)
Frequently asked questions
How long do I have to report a property insurance claim in Florida?
1 year after the date of loss for a new or reopened claim, and 18 months for a supplemental claim (section 627.70132). For a hurricane, the date of loss is the date it made landfall.
How long does my insurer have to pay or deny a claim?
60 days after it receives notice of the claim, unless factors beyond its control prevent it (section 627.70131(7)).
What is a civil remedy notice?
A written notice on a Department of Financial Services form that must be filed 60 days before a bad-faith lawsuit under section 624.155. No suit lies if the insurer pays or corrects the problem within those 60 days.
How long do I have to sue my insurance company?
5 years from the date of loss for breach of a property insurance contract (section 95.11(2)(e)), but the claim itself must first be reported within 1 year.
Which court handles cases in Miami?
State court cases in Miami-Dade County are heard in Florida's Eleventh Judicial Circuit.
Are there Spanish-speaking insurance lawyers in Miami?
Yes. 11 of the 25 ranked lawyers list Spanish on their Florida Bar profile. Each LexRanked profile shows the languages on record.
How is this ranking ordered?
By the LexRank score, calculated only from facts with a cited source: experience, practice-area relevance, awards on record such as board certification, professional credentials, data quality and location. Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Payment never changes a position.
Do client reviews affect the LexRank score?
Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Reviews are shown on profiles for information only, and Reputation counts only awards on record, such as board certification. How we rank
Which lawyers are verified?
25 of the 25 ranked lawyers have fully verified profiles: Robert Wayne Hudson, Ivy R Ginsberg, Patricia Rose-Marie Cassells, Carlos Javier Chardon and Esther Elisa Galicia and others.
Which lawyers speak Spanish?
81 of the 160 lawyers in this ranking have it on record, 81 confirmed by a verified fact or an official record. They are ranked separately by the same LexRank score. Top-Ranked Spanish-Speaking Insurance Lawyers in Miami, Florida
What is the difference between the top two lawyers?
Robert Wayne Hudson scores 84.00 and Ivy R Ginsberg 82.60, a gap of 1.40 points, mostly in data quality. Compare them side by side
About this ranking
- Last updated
- Methodology
- LexRank v1.2 - deterministic, reproducible scoring
- Editorial review
- LexRanked editorial team,
- Independence
- Positions are never sold. Paid placements, if any, are labelled and do not affect scores.
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