Insurance
Top-Ranked Insurance Lawyers in Fort Lauderdale, Florida
Summary
As of November 1, 2026, the top-ranked insurance lawyers in Fort Lauderdale, Florida are Jamie J Finizio-Bascombe (LexRank 80.00), Jay Kim (80.00) and Michael David Leader (80.00).
This ranking lists 25 insurance lawyers in Fort Lauderdale, Florida, in order of their LexRank score, calculated from their Florida Bar records and other cited sources. Their experience ranges from 21 to 49 years in practice. 6 of the 25 list Spanish on their Florida Bar profile.
- Lawyers ranked
- 25
- Fully verified
- 25 of 25
The ranking
Ordered by organic LexRank score; paid placements are labelled and never affect a position. How we rank
- Rank1-No changeJF
Jamie J Finizio-Bascombe
Independent practice · Fort Lauderdale, FL
Verified- 33 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #1?
Ranks #1 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank2-No changeJK
Jay Kim
Independent practice · Fort Lauderdale, FL
Verified- 28 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #2?
Ranks #2 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank3-No changeML
Michael David Leader
Independent practice · Fort Lauderdale, FL
Verified- 26 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #3?
Ranks #3 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank4-No changeSS
Sean Moore “Sean”
Independent practice · Fort Lauderdale, FL
Verified- 48 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #4?
Ranks #4 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank5-No changeCO
Christopher James O’Toole
Independent practice · Fort Lauderdale, FL
Verified- 29 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #5?
Ranks #5 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank6-No changeJR
Jose R Riguera
Independent practice · Fort Lauderdale, FL
Verified- 36 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #6?
Ranks #6 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank7-No changeMS
Michael I. Santucci
Independent practice · Fort Lauderdale, FL
Verified- 29 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #7?
Ranks #7 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank8-No changeRT
Robert Frederick Tacher
Independent practice · Fort Lauderdale, FL
Verified- 49 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #8?
Ranks #8 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank9-No changeAB
Anne R Bloom
Independent practice · Fort Lauderdale, FL
Verified- 42 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #9?
Ranks #9 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank10-No changeKK
Kelly Haze Kolb
Independent practice · Fort Lauderdale, FL
Verified- 26 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #10?
Ranks #10 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank11-No changePL
Paula Levy-Parkes
Independent practice · Fort Lauderdale, FL
Verified- 29 years experience
- Insurance
- ✓ Bar status verified
80.00LexRankView profileWhy #11?
Ranks #11 with 80.00: strongest in Experience (30/30) and Data quality (10/10).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank12-No changeDM
Dayra J Morales
Independent practice · Fort Lauderdale, FL
Verified- 37 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #12?
Ranks #12 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15). 1.40 points behind #11, mostly data quality.
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
1.40 points behind #11 (Paula Levy-Parkes): Data quality −1.4.
Not on record (scores 0, never estimated): website.
- Rank13-No changeCP
C Richard Penalta
Independent practice · Fort Lauderdale, FL
Verified- 34 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #13?
Ranks #13 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Not on record (scores 0, never estimated): website.
- Rank14-No changeRA
Ralph Oliver Anderson
Independent practice · Fort Lauderdale, FL
Verified- 40 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #14?
Ranks #14 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Not on record (scores 0, never estimated): website.
- Rank15-No changeBN
Barbara Ann Nohrr
Independent practice · Fort Lauderdale, FL
Verified- 33 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #15?
Ranks #15 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Not on record (scores 0, never estimated): website.
- Rank16-No changeLO
Lorraine Brennan O’Neil
Independent practice · Fort Lauderdale, FL
Verified- 36 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #16?
Ranks #16 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Not on record (scores 0, never estimated): website.
- Rank17-No changeAT
Anthony Quinn Peyton “Tony”
Independent practice · Fort Lauderdale, FL
Verified- 31 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #17?
Ranks #17 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Not on record (scores 0, never estimated): website.
- Rank18-No changeMS
Melissa Ann Schlutow
Independent practice · Fort Lauderdale, FL
Verified- 30 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #18?
Ranks #18 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Not on record (scores 0, never estimated): website.
- Rank19-No changeRT
Ronald Robert Torres
Independent practice · Fort Lauderdale, FL
Verified- 34 years experience
- Insurance
- ✓ Bar status verified
78.60LexRankView profileWhy #19?
Ranks #19 with 78.60: strongest in Experience (30/30) and Professional credentials (15/15).
Strongest
- Experience 30/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
Not on record (scores 0, never estimated): website.
- Rank20-No changeAP
Alicia M. Paulino-Grisham
Independent practice · Fort Lauderdale, FL
Verified- 23 years experience
- Insurance
- ✓ Bar status verified
77.60LexRankView profileWhy #20?
Ranks #20 with 77.60: strongest in Experience (27.6/30) and Data quality (10/10). 1.00 points behind #19, mostly experience.
Strongest
- Experience 27.6/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
1.00 points behind #19 (Ronald Robert Torres): Experience −2.4.
- Rank21-No changeRR
Ryan C. Ratliff
Independent practice · Fort Lauderdale, FL
Verified- 22 years experience
- Insurance
- ✓ Bar status verified
76.40LexRankView profileWhy #21?
Ranks #21 with 76.40: strongest in Experience (26.4/30) and Data quality (10/10). 1.20 points behind #20, mostly experience.
Strongest
- Experience 26.4/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
1.20 points behind #20 (Alicia M. Paulino-Grisham): Experience −1.2.
- Rank22-No changeAF
Anna Lizette Flores
Independent practice · Fort Lauderdale, FL
Verified- 21 years experience
- Insurance
- ✓ Bar status verified
75.20LexRankView profileWhy #22?
Ranks #22 with 75.20: strongest in Experience (25.2/30) and Data quality (10/10). 1.20 points behind #21, mostly experience.
Strongest
- Experience 25.2/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
1.20 points behind #21 (Ryan C. Ratliff): Experience −1.2.
- Rank23-No changeJJ
Joanne Colbert Stanley “Jo”
Independent practice · Fort Lauderdale, FL
Verified- 21 years experience
- Insurance
- ✓ Bar status verified
75.20LexRankView profileWhy #23?
Ranks #23 with 75.20: strongest in Experience (25.2/30) and Data quality (10/10).
Strongest
- Experience 25.2/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
- Rank24-No changeMH
Mark Murray Heinish
Independent practice · Fort Lauderdale, FL
Verified- 33 years experience
- Consumer Protection · Insurance
- ✓ Bar status verified
75.00LexRankView profileWhy #24?
Ranks #24 with 75.00: strongest in Experience (30/30) and Data quality (10/10). 0.20 points behind #23, mostly practice-area relevance.
Strongest
- Experience 30/30 (ranking avg 17.3)
- Data quality 10/10 (ranking avg 9.7)
0.20 points behind #23 (Joanne Colbert Stanley “Jo”): Practice-area relevance −5.
- Rank25-No changeJG
Jeffrey Neil Golant
Independent practice · Fort Lauderdale, FL
Verified- 22 years experience
- Insurance
- ✓ Bar status verified
75.00LexRankView profileWhy #25?
Ranks #25 with 75.00: strongest in Experience (26.4/30) and Professional credentials (15/15). 0.00 points behind #24, mostly experience.
Strongest
- Experience 26.4/30 (ranking avg 17.3)
- Professional credentials 15/15 (ranking avg 14.6)
0.00 points behind #24 (Mark Murray Heinish): Experience −3.6, Data quality −1.4.
Not on record (scores 0, never estimated): website.
Insurance market in Fort Lauderdale
LexRanked tracks 103 lawyers in insurance law in Fort Lauderdale, Florida. 103 of the lawyers have verified professional data. Data verified October 30, 2026.
- Lawyers
- 103
- Law firms
- 0
- Verified professional data
- 103 of 103
- Average rating
- Withheldtoo few sourced ratings
- Median review count
- Withheldtoo few sourced counts
- Median experience
- 14 years103 lawyers
Calculated by LexRanked from its own records on ; data verified . Ratings and review counts count only when backed by a source; figures from fewer than three profiles are withheld. All lawyers in Fort Lauderdale
What sets these Fort Lauderdale lawyers apart
Every lawyer in this ranking has a The Florida Bar license verified as eligible to practice, and every fact shown links to its source. The figures below come from each lawyer's Florida Bar profile.
| Fact about the 25 ranked lawyers | Figure |
|---|---|
| Years in practice | 21 to 49 (median 31) |
| Languages besides English | Spanish (6), Italian (1), Korean (1), Portuguese (1) |
| License status with The Florida Bar | Eligible to practice, verified for every lawyer |
| Most common law school | University of Miami School of Law (7 lawyers) |
Who is included in this ranking?
Lawyers eligible to practice in Florida, with a Fort Lauderdale office address and insurance as a practice area on record. It compares 25 insurance lawyers, using only facts with a cited source. The Florida Bar does not board-certify lawyers in insurance, so the practice area is the one each lawyer lists on their Florida Bar profile, which The Florida Bar does not review. How we rank.
Florida rules to know
A Florida homeowner must give the insurer notice of a property insurance claim within 1 year after the date of loss, and a lawsuit for breach of the policy must be filed within 5 years of the loss.
| Rule | What it means |
|---|---|
| Notice of a property claim | A new or reopened claim is barred unless notice reaches the insurer within 1 year after the date of loss; a supplemental claim within 18 months (Fla. Stat. § 627.70132(2)) |
| Hurricane date of loss | For hurricanes and other weather events, the date of loss is the landfall date or the date NOAA verifies the event (§ 627.70132(3)) |
| Insurer response | The insurer must acknowledge a claim communication within 7 days and pay or deny a property claim within 60 days after notice (§ 627.70131(1) and (7)) |
| Lawsuit deadline | 5 years from the date of loss for breach of a property insurance contract (§ 95.11(2)(e)) |
| Bad faith | An insured may sue an insurer that did not attempt in good faith to settle a claim, after 60 days written notice to the Department of Financial Services and the insurer (§ 624.155) |
| Court | Where cases are heard |
|---|---|
| State court circuit | Broward County is in Florida's Seventeenth Judicial Circuit |
How to choose among these lawyers
Confirm the license, ask who will handle your matter, and get the fee terms in writing before you sign.
- Look up the lawyer in The Florida Bar's directory and check the bar number shown on their LexRanked profile.
- Ask whether the lawyer you meet will handle your matter personally, and how many matters like yours they have handled recently.
- Ask how they charge and what costs are extra, and get the agreement in writing.
- If you prefer to work in another language, check the languages listed on each profile.
Further reading
Sources for the rules above
- The Florida Bar: member directory (license, certification, languages, admission dates)
- The Florida Bar News: Board certification continues to set Florida lawyers apart (July 2026)
- Florida Statutes, section 627.70132 (notice of property insurance claim)
- Florida Statutes, section 627.70131 (insurer duties on claims)
- Florida Statutes, section 95.11 (limitations of actions)
- Florida Statutes, section 624.155 (civil remedy)
Frequently asked questions
How long do I have to report a property insurance claim in Florida?
1 year after the date of loss for a new or reopened claim, and 18 months for a supplemental claim (section 627.70132). For a hurricane, the date of loss is the date it made landfall.
How long does my insurer have to pay or deny a claim?
60 days after it receives notice of the claim, unless factors beyond its control prevent it (section 627.70131(7)).
What is a civil remedy notice?
A written notice on a Department of Financial Services form that must be filed 60 days before a bad-faith lawsuit under section 624.155. No suit lies if the insurer pays or corrects the problem within those 60 days.
How long do I have to sue my insurance company?
5 years from the date of loss for breach of a property insurance contract (section 95.11(2)(e)), but the claim itself must first be reported within 1 year.
Which court handles cases in Fort Lauderdale?
State court cases in Broward County are heard in Florida's Seventeenth Judicial Circuit.
Are there Spanish-speaking insurance lawyers in Fort Lauderdale?
Yes. 6 of the 25 ranked lawyers list Spanish on their Florida Bar profile. Each LexRanked profile shows the languages on record.
How is this ranking ordered?
By the LexRank score, calculated only from facts with a cited source: experience, practice-area relevance, awards on record such as board certification, professional credentials, data quality and location. Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Payment never changes a position.
Do client reviews affect the LexRank score?
Client reviews do not affect the LexRank score: neither star ratings nor the number of reviews is scored. Reviews are shown on profiles for information only, and Reputation counts only awards on record, such as board certification. How we rank
Which lawyers are verified?
25 of the 25 ranked lawyers have fully verified profiles: Jamie J Finizio-Bascombe, Jay Kim, Michael David Leader, Sean Moore “Sean” and Christopher James O’Toole and others.
Which lawyers speak Spanish?
17 of the 103 lawyers in this ranking have it on record, 17 confirmed by a verified fact or an official record. They are ranked separately by the same LexRank score. Top-Ranked Spanish-Speaking Insurance Lawyers in Fort Lauderdale, Florida
About this ranking
- Last updated
- Methodology
- LexRank v1.2 - deterministic, reproducible scoring
- Editorial review
- LexRanked editorial team,
- Independence
- Positions are never sold. Paid placements, if any, are labelled and do not affect scores.
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